Tiller Review: Your Finances, Automatically in a Spreadsheet

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Tiller (Tiller Money) automatically feeds your bank, credit card, and investment transactions into a spreadsheet you own — Google Sheets or Microsoft Excel. Instead of locking you into a closed budgeting app, it updates your sheets daily so you can track spending, budgets, net worth, debt, and even solo-business income in templates you fully control. Features include AutoCat rules, AI-assisted categorization, a Foundation Template, and a large community template library. There is typically a free trial, then an annual subscription. Your data stays in your own spreadsheet, not a vendor vault.

Tiller is ideal for spreadsheet lovers, DIY budgeters, and solo business owners who want full control instead of a rigid envelope or closed-app system.

Highlights

• Replaces manual CSV imports and dead budgeting apps
• Works with thousands of financial institutions
• Highly flexible — any method you can build in a spreadsheet
• Good value versus many subscription budget apps
• Community templates and solid support

Potential Considerations

• You need basic spreadsheet skills
• No full-featured mobile budgeting app
• Annual fee with no free forever plan
• Less “guided” than apps that force a single method

Overall Verdict: 4.5/5 stars

Tiller is the best option if you want automated bank feeds without giving up spreadsheets. Power users get unmatched flexibility and data ownership; it is less ideal if you want a polished phone-first envelope app.

Get started: https://quasa.io/projects/tiller