Mercury kuri Quasa: Isuzuma rya serivisi za banki nziza kuruta izindi ku ma-startup

#Quasa #QUA #mercury

Mercury ni urubuga ruza imbere mu buhinga bwa fintech, rutanga serivisi za banki z'ubudandaji kuri internet n'ibikoresho vyo gucunga ibikorwa vy'amahera, vyateguwe canecane ku ma-startup, amashirahamwe matomato n'amashirahamwe ariko araguka. Rutanga konti zo kubitsa no kubikuza n'izo kuziganya ku buntu, ata mahera yishyurwa buri kwezi canke urugero ntarengwa rwo hasi rusabwa, kwishura bitagoranye, amakarata y'amashirahamwe, gucunga amahera asohoka, gutegura inyemezabuguzi no guhuza n'ibikoresho vy'ibaruramari — vyose biri ahantu hamwe ku rubuga rutunganijwe neza kandi rworoshe gukoresha.

Mu bintu nyamukuru rutanga harimwo kurungika amahera muri USD ku buntu ata gitigiri ntarengwa, haba mu gihugu canke mu makungu, amakarata y'inguzanyo y'ubudandaji asubiza 1.5% y'amahera yakoreshejwe, amakarata yo kuri internet afise uburyo bwo kugenzura amahera akoreshwa, kwemeza amahera asohoka mu buryo bwikoresha, gushira mu migwi ibikorwa vyo kurungika no kwakira amahera no kubihuza n'inyemezabwishyu hifashishijwe AI, hamwe no guhuza neza na QuickBooks, Xero, NetSuite n'ibindi bikoresho. Biciye ku mabanki bikorana, abakiriya barashobora kuronka ubwishingizi bwa FDIC buri ku rugero rwo hejuru (gushika kuri $5M biciye ku mihora igabura amahera yabikijwe mu mabanki menshi). Mercury iratanga kandi uburyo bwo gushora amahera abitswe kugira aronke inyungu nyinshi kuruta, ikaba iriko iratera intambwe kugira ironke uruhusha rwayo rwo gukora nka banki ku rwego rw'igihugu.

Mercury, yizigirwa n'amashirahamwe arenga 300,000 (harimwo hafi 1 kuri 3 vy'ama-startup yo muri U.S.), yarabaye umufatanyabikorwa akundwa muri serivisi za banki n'amashirahamwe y'ubuhinga hamwe n'ayandi afise imigambi ikomeye, arondera serivisi zikoreshwa nk'uko porogarama ikoreshwa aho guhura n'intambamyi zisanzwe muri serivisi za banki.

Mercury irabereye cane abashinze ama-startup, amashirahamwe ya SaaS, ibirango vy'ubudandaji bwo kuri internet, ama-ajanse n'amashirahamwe ariko arakura yipfuza serivisi za banki zijanye n'igihe, ata mahera ya serivisi, zifise ibikoresho bikomeye vyo gucunga ibikorwa.

Ivy'ingenzi

• Konti z'ubudandaji zo kubitsa no kubikuza n'izo kuziganya ku buntu ijana kw'ijana.
• Amakarata meza cane, uburyo bwo kugenzura amahera asohoka n'impusha zihabwa abagize umugwi.
• Kwandika ivy'ibaruramari hifashishijwe AI n'uburyo bwo gukora ibikorwa mu buryo bwikoresha.
• Ubwishingizi bwa FDIC buri ku rugero rwo hejuru biciye ku bafatanyabikorwa n'umutekano ukomeye.
• Urubuga rutunganijwe neza kandi rworoshe gukoresha no guhuza mu buryo bwimbitse n'ibikoresho vy'ibaruramari.

Ibintu vyokwitonderwa

• Mercury ubwayo si banki (serivisi zitangwa biciye ku mabanki bikorana).
• Uburyo buke butangwa bwo kubitsa amahera y'amaboko canke gukoresha amashami afise ibibanza bikoreramwo.
• Irabereye cane amashirahamwe ashingiye ahanini ku buhinga bwa digitale kuruta ibikorwa bikoresha cane amahera y'amaboko.

Ingingo ya nyuma muri rusangi: Inyenyeri 4.8/5

Mercury yarahinduye ingene serivisi za banki z'ubudandaji zitangwa ku mashirahamwe yo muri iki gihe. Mu guhuza konti zitarihishwa amahera ya serivisi, ibikoresho bikomeye vy'amahera n'uburyo bwo gukoresha serivisi bushira imbere igicuruzwa, irakuraho ingorane zisanzwe muri serivisi za banki kandi igafasha imigwi gucunga amahera mu buryo butomoye kandi bugenzuwe.

Tangira: https://quasa.io/projects/mercury