Wise – Uphononongo: Imali ngeemali zamazwe ahlukeneyo ngaphandle kwemida

#Quasa #QUA #wise

I-Wise (eyayifudula iyi-TransferWise) yi-app yemali yamazwe ngamazwe: thumela imali kumazwe angama-140+, gcina iimali zamazwe eziliqela, fumana iinkcukacha zeakhawunti yasekuhlaleni zezona mali zisetyenziswa kakhulu (USD, GBP, EUR, nezinye), uze uhlawule ngekhadi lebhanki elisebenzisa iimali zamazwe ahlukeneyo. Ibonisa izinga lotshintshiselwano eliphakathi lemarike kunye nomrhumo ocacileyo endaweni yokufihla intlawulo eyongezelelweyo kwizinga lotshintshiselwano. Izicwangciso: Personal Account (akukho mrhumo wenyanga, kukho umrhumo wekhadi ohlawulwa kube kanye ukuba ukhetha ukulifumana), Business Account (umrhumo wokuvula iakhawunti ohlawulwa kube kanye kwimimandla ethile). Iimali ezininzi ezithunyelwayo zifika ngemizuzwana okanye kwisithuba sosuku. Ukutsala imali kwi-ATM kusimahla de kufikelelwe kumda wenyanga, emva koko kuhlawulwa ipesenti. Inzala kwezinye iintsalela zemali ze-USD/GBP/EUR iyafumaneka kwimimandla ethile. I-Wise yinkonzo yemali elawulwa ngabasemagunyeni, ayiyobhanki eneenkonzo ezipheleleyo kuyo yonke indawo — iintsalela zemali ziyakhuselwa, kodwa azisoloko zine-inshorensi yeedipozithi njengeakhawunti yebhanki eqhelekileyo yemihla ngemihla.

Ezona Zinto Ibalasele Ngazo:

• Izinga lokwenene lotshintshiselwano eliphakathi lemarike, nomrhumo oboniswa ngaphambi kokuba uthumele
• Iintsalela zemali ngeemali zamazwe ahlukeneyo neenkcukacha zasekuhlaleni zokufumana imali
• Ikhadi eliqala ngokusebenzisa imali ekwisipaji esihambelana nemali ohlawula ngayo
• Ukuthunyelwa kwemali ngokukhawuleza kwezona ndlela zisetyenziswa kakhulu phakathi kwamazwe
• Akukho mrhumo wenyanga kwiakhawunti yobuqu

Ilungele: Abantu abahlala kumazwe angengawo awabo, abasebenzi abasebenzela kude, abazisebenzelayo, naye nabani na othumela okanye osebenzisa imali phesheya nodiniweyo ziintlawulo ezongezelelweyo zeebhanki kutshintshiselwano lwemali yamazwe angaphandle.

Iimpawu Ezibalaseleyo:

• Uqikelelo lweendleko luthembekile: izinga + umrhumo, akukho ntlawulo yongezelelweyo yempelaveki engalindelekanga
• I-Apple Pay / i-Google Pay ziyasebenza ngekhadi
• Iakhawunti yeshishini yee-invoyisi namakhadi eqela
• Izaphulelo zokuthumela izixa ezikhulu zemali
• I-app ilula xa ithelekiswa nokuthumela imali ngendlela eqhelekileyo yebhanki

Izinto Ezinokufuna Ukuqwalaselwa:

• Ayiyobhanki eneenkonzo ezipheleleyo: iinkonzo zokutsala imali engaphezu kwekhoyo kwiakhawunti, zokufaka imali eziinkozo nezoncedo kumasebe zilinganiselwe
• Imirhumo ye-ATM neyokufumana imali nge-SWIFT isasebenza emva kokugqithiswa kwemida yasimahla
• Ukukhutshwa kwekhadi nezinye iinkcukacha zokufumana imali kunokufuna intlawulo eyongezelelweyo
• Ukufumaneka nemigaqo yenzala kwahluka ngokwamazwe
• Ukukhuselwa kwemali ≠ ukhuseleko olufana nolwe-FDIC/FSCS kuzo zonke iindidi zeemveliso

Isigqibo Sisonke: Iinkwenkwezi eziyi-4.6/5 I-Wise iseyenye yezona ndlela zicacileyo zokuthumela nokusebenzisa imali ngaphaya kwemida. Yisebenzisele utshintshiselwano lwemali yamazwe angaphandle neendleko zokuhamba; gcina iakhawunti kwibhanki yasekuhlaleni ukuze ujongane neemeko ezikhethekileyo zokuhlawulwa kwemivuzo nemali eziinkozo. Soloko ujonga umrhumo wangoku wendlela oyisebenzisayo yokuthumela imali phakathi kwamazwe ngaphambi kokuba ucofe ukuthumela.

Qalisa: https://quasa.io/projects/wise