Moneybox: Kutheni isebenza kakuhle ekwakheni ubutyebi ngokuzenzekelayo

#Quasa #QUA #moneybox

I-Moneybox yi-app yase-UK yokonga nokutyala imali eyenzelwe ukunceda abantu baqale ngemali encinane baze baqhubeke rhoqo. Uphawu lwayo oluphambili, i-Round-Ups, lutyala ngokuzenzekelayo itshintshi eseleyo ekuchitheni imali kwemihla ngemihla. Le app ibandakanya ukonga imali ezinkozo, ii-Stocks & Shares ISAs, ii-Lifetime ISAs (ezithandwayo ekuqokeleleni imali yedipozithi yekhaya lokuqala ngenxa yebhonasi karhulumente), ii-Junior ISAs, nemali yomhlala-phantsi (i-SIPP). Abaqalayo banokukhetha iipotfoliyo ezilula zokuqalisa (Cautious, Balanced, Adventurous), ngoxa abanye benokongeza iingxowa-mali, ii-ETFs, noluhlu olulinganiselweyo lwezabelo zase-US. Imirhumo idla ngokuquka umrhumo omncinane wobhaliso wenyanga kunye nepesenti yeqonga, kuze kubekho ukukhululwa kweminye imirhumo xa imali eyongiweyo okanye etyaliweyo ininzi.

I-Moneybox ibafanele kakhulu abantu abonga imali nabatyala imali okokuqala e-UK abafuna i-app enye equka konke ukunceda ekufezekiseni iinjongo ezifana nekhaya lokuqala, umhlala-phantsi, okanye ukwakha umkhwa wokutyala imali ngaphandle kwezixhobo ezintsonkothileyo zokurhweba.

Iimpawu eziphambili

• Inkxaso ye-Lifetime ISA kubantu abathenga amakhaya okokuqala
• Uyilo olusekelwe kwiinjongo nokufakwa kwemali ngokuzenzekelayo
• I-app yeselula ecocekileyo nenikwe amanqaku aphezulu kakhulu
• Iimveliso zokonga nokutyala imali kwindawo enye
• Ulwimi oluqondakala lula kubaqalayo neendlela zokukhetha esele zilungiselelwe

Izinto ezinokufuna ukuqwalaselwa

• Imirhumo edityanisiweyo (£1/month + % yeqonga + imirhumo yeengxowa-mali) inokubiza kakhulu xa ibhalansi incinane
• Ukhetho lotyalo-mali lulinganiselwe ngakumbi kunolo lwabarhwebi abanika iinkonzo ezipheleleyo
• Ayenzelwanga ukurhweba rhoqo okanye ukunika uluhlu olubanzi lwezabelo zeenkampani ezizimeleyo zase-UK
• Ifaneleka kakhulu ngokweendleko xa usebenzisa ii-ISAs/i-LISA uze ugcine ibhalansi ebonakalayo

Uvavanyo lulonke: iinkwenkwezi eziyi-4.4/5

I-Moneybox yenye yee-app zase-UK ekulula kakhulu ukuziqonda nokuzisebenzisa kubantu abafuna ukonga nokutyala imali ngokuzenzekelayo. I-Round-Ups ne-Lifetime ISA ziyenza ibe luncedo ngokukhethekileyo kubaqalayo nakubantu abongela ikhaya lokuqala, ukuba nje ukhululekile yindlela imirhumo emiselwe ngayo njengoko ibhalansi yakho ikhula.

Qalisa: https://quasa.io/projects/moneybox