Moneybox: Impamvu ifasha kongera umutungo mu buryo bwikora

#Quasa #QUA #moneybox

Moneybox ni porogaramu yo kwizigamira no gushora imari muri UK, yagenewe gufasha abantu gutangirana amafaranga make no gukomeza kwizigamira no gushora imari buri gihe. Uburyo bwayo bwihariye bwa Round-Ups bushora mu buryo bwikora udufaranga dusigara ku mafaranga akoreshwa buri munsi. Iyi porogaramu itanga uburyo bwo kwizigamira amafaranga, Stocks & Shares ISAs, Lifetime ISAs (zikunzwe mu kwizigamira amafaranga y'ibanze yo kugura inzu ya mbere, hiyongereyeho amafaranga y'inyongera atangwa na leta), Junior ISAs, n'ubwizigame bw'izabukuru (SIPP). Abatangizi bashobora guhitamo amatsinda yoroshye y'ishoramari yo gutangiriraho (Cautious, Balanced, Adventurous), mu gihe abandi bashobora kongeramo ibigega by'ishoramari, ETFs, n'umubare muto w'imigabane yo muri US. Amafaranga yishyurwa ubusanzwe arimo ikiguzi gito cya buri kwezi cyo gukoresha porogaramu hamwe n'ijanisha ryishyurwa urubuga, hakaba n'amafaranga amwe asonerwa abafite amafaranga menshi bizigamiye cyangwa bashoye.

Moneybox ibereye abantu bo muri UK bizigamira n'abashora imari bwa mbere bashaka porogaramu imwe ihuriza hamwe ibyo bakeneye byose kugira ngo bagere ku ntego nko kugura inzu ya mbere, kwizigamira izabukuru, cyangwa kwimenyereza gushora imari badakoresheje ibikoresho bigoye byo kugura no kugurisha ku masoko y'imari.

Iby'ingenzi

• Uburyo bwa Lifetime ISA bufasha abaguzi b'inzu bwa mbere
• Imiterere ishingiye ku ntego no kubitsa amafaranga mu buryo bwikora
• Porogaramu yo kuri telefoni ifite imiterere isobanutse kandi ihabwa amanota yo hejuru
• Serivisi zo kwizigamira amafaranga no gushora imari zihurijwe hamwe
• Imvugo yorohereza abatangizi n'uburyo bwo guhitamo bwateguwe mbere

Ibishobora gukenera kwitabwaho

• Ibiguzi byose hamwe (£1/month + ijanisha ry'urubuga % + ibiguzi by'ibigega by'ishoramari) bishobora kuba byinshi ugereranyije n'amafaranga make ari kuri konti
• Uburyo bw'ishoramari bwo guhitamo ni buke ugereranyije n'ubutangwa n'abahuza bo ku masoko y'imari batanga serivisi zuzuye
• Ntiyagenewe kugura no kugurisha kenshi ku masoko y'imari cyangwa gutanga amahitamo menshi y'imigabane y'ibigo bitandukanye byo muri UK
• Irushaho gutanga inyungu ugereranyije n'ikiguzi iyo ukoresha ISAs/LISA kandi ukagumana amafaranga atubutse kuri konti

Isuzuma rusange: inyenyeri 4.4/5

Moneybox ni imwe muri porogaramu zo muri UK zorohereza cyane abantu bashaka kwizigamira no gushora imari mu buryo bwikora. Round-Ups na Lifetime ISA bituma igirira akamaro cyane abatangizi n'abizigamira kugira ngo bagure inzu ya mbere, igihe cyose uburyo ibiguzi bibarwa bukomeza kukunyura uko amafaranga yawe ari kuri konti yiyongera.

Tangira: https://quasa.io/projects/moneybox