Relay – Serivisi za banki kuri internet, amabahasha yo kugabura amahera no gucunga amahera ku rudandaza ruto rwo muri US

#Quasa #QUA #Relay

Relay ni serivisi za banki z'urudandaza kuri internet zagenewe ba nyene urudandaza bashaka kugabura amahera yo gukoresha imbere yo kuyakoresha. Ni ishirahamwe ry'ubuhinga mu vy'amahera, si ibanki. Thread Bank, Member FDIC, ni yo ibika amahera abikijwe, hakavugwa ko ubwishingizi bwo kuyagabura mu mabanki menshi bushobora gushika kuri $3 million iyo ibisabwa vyujujwe. Urashobora kwugurura amakonti yo kubikako no kubikura ashika kuri 20 kuri Starter, 50 kuri Scale, maze amahera abikijwe akimurirwa ubwayo mu migwi y'amatagisi, imishahara n'inyungu. Amakarata Visa yo kubikuza no kugurana afise imbibe z'amahera akoreshwa n'uburenganzira bujanye n'amabanga y'abayakoresha. Inyemezabwishyu zirahuzwa n'ibitabu vy'icungamari. Ivyishuzwa, ivyemezo vyo kwishura n'amafagitire biri ahantu hamwe winjirira muri konti. Starter ni $0 ku kwezi. Grow ni $30. Scale ni $90, igiciro cerekanywe ko cagabanutse kivuye kuri $120. APY y'amahera azigamwe ku wa 17 Nyakanga 2026 ni 1.19%, 1.87%, na 3.21% bivanye n'umugambi wahisemwo. Urubuga ruvuga ko hari urudandaza rurenga 110,000 n'amahera abikijwe arenga $1 billion.

INGUVU NYAMUKURU
• Amakonti atandukanye aho kugira amahera yose avanze kuri konti imwe
• Amakarata afise imbibe z'amahera akoreshwa, aho gusangira ikarata imwe y'ishirahamwe
• Ivyishuzwa n'amafagitire biri hamwe n'amahera
• Guhuza amakuru y'icungamari, harimwo QuickBooks na Xero
• Nta mahera yishurwa ku kwezi kandi nta mahera ntarengwa asabwa kuri Starter  

IBEREYE CANE
Urudandaza ruto rwo muri US rusanzwe rwishura imishahara kandi rushaka amabahasha yo kugabura amahera y'amatagisi n'ayo gukoresha.

IVY'INGENZI
• Kwimurira amahera ubwayo kuri konti igihe cose hari ayabikijwe
• Kuziganya ku nyungu nyinshi yiyongera uko uhitamwo umugambi wo ku rwego rwo hejuru
• Gusubizwa amahera ku yo ukoresheje ikarata yo kugurana, 1% gushika kuri 1.5%
• ACH ishika ku musi nyene ata mahera yishurwa kuri Scale
• Abakoresha batagira igitigiri ntarengwa ku migambi yatangajwe  

IVYO KWITONDERA
• Relay si yo banki; ubwishingizi buca kuri yo buvuye kuri banki ibika amahera
• APY irahinduka kandi ijana n'umugambi wahisemwo
• Kurungika amahera mu makungu biciye muri banki bikorwa na banki bakorana
• Inguzanyo itangwa inyuma yo gusuzuma uwuyisaba, ntitangwa ubwo nyene ata suzuma
• Konti itunganijwe neza si inyungu  

URUBANZA RUSANGI
Inyenyeri 4.3/5. Koresha Relay igihe intumbero ari “iri dolari rifise ico rigenewe.” Ntufate iyo porogarama nk'uwuguha inguzanyo canke nk'umucungamari wawe. Rondera kandi agashimwe ka 1 QUA mu gutanga isuzuma kuri Quasa.io!

TANGURA: https://quasa.io/projects/relay