Moneybox: Igituma ifasha kwubaka ubutunzi mu buryo bwikora

#Quasa #QUA #moneybox

Moneybox ni porogarama yo kuziganya no gushora amahera yo mu Bwongereza, yagenewe gufasha abantu gutangura n'amahera make no kubandanya badahorereza. Uburyo bwayo bwihariye bwa Round-Ups burashora bukoresheje uburyo bwikora uduceri dusigara ku mahera akoreshwa mu buzima bwa misi yose. Iyo porogarama itanga uburyo bwo kuziganya amahera, Stocks & Shares ISAs, Lifetime ISAs (zikundwa mu kuziganya amahera y'intango yo kugura inzu ya mbere, hamwe n'inyongera itangwa na Leta), Junior ISAs, n'ubwizigame bwa pansiyo (SIPP). Abatangura barashobora guhitamwo imigwi y'ishoramari yoroshe yo gutangurirako (Cautious, Balanced, Adventurous), abandi na bo bagashobora kwongeramwo ibigega vy'ishoramari, ETFs, n'imigabane mikeyi y'amashirahamwe yo muri Amerika. Amafaranga asabwa mu bisanzwe arimwo intererano ntoyi ya buri kwezi hamwe n'ijanisha risabwa n'urubuga, hakaba n'amwe adasabwa abafise amahera menshi baziganije canke bashoye.

Moneybox irabereye cane abaziganya bo mu Bwongereza n'abashora amahera ari bwo bwa mbere bipfuza porogarama ikoranya vyose kugira bashikire intumbero nko kugura inzu ya mbere, kwitegurira gukukuruka, canke gutsimbataza akamenyero ko gushora amahera badakoresheje ibikoresho bigoye vyo kugura no kugurisha ku masoko y'imari.

Ibintu nyamukuru

• Uburyo bwa Lifetime ISA ku bagura inzu ari bwo bwa mbere
• Yubakiye ku ntumbero umuntu afise kandi ituma amahera abitswa mu buryo bwikora
• Porogarama yo kuri telefone itunganijwe neza kandi yashimwe cane
• Uburyo bwo kuziganya no gushora amahera bukoranirijwe hamwe
• Imvugo yorohera abatangura n'uburyo bwo guhitamwo busanzwe bwateguwe

Ivyo kwitwararika

• Amafaranga asabwa yose hamwe (£1/month + ijanisha ry'urubuga % + amafaranga asabwa n'ibigega vy'ishoramari) arashobora kuba menshi ku bafise amahera make kuri konti
• Ubwoko bw'ishoramari umuntu ashobora guhitamwo ni buke ugereranije n'ubwo abahuza batanga serivisi zose batanga
• Ntiyagenewe kugura no kugurisha kenshi ku masoko y'imari canke gutanga amahitamwo menshi y'imigabane y'amashirahamwe amwamwe yo mu Bwongereza
• Irushiriza kukugirira akamaro ukoresheje ISAs/LISA kandi ukagumizako amahera atari make

Isuzuma rusangi: inyenyeri 4.4/5

Moneybox ni imwe muri porogarama zo mu Bwongereza zorohera cane abantu bipfuza kuziganya no gushora amahera mu buryo bwikora. Round-Ups na Lifetime ISA bituma igirira akamaro cane abatangura n'abaziganya kugira bagure inzu yabo ya mbere, igihe cose uburyo amafaranga asabwa aharurwa bukubereye uko amahera ufise kuri konti yiyongera.

Tangura: https://quasa.io/projects/moneybox