Wise: Ongororo – Mari Yemhando Dzakawanda Isina Miganhu
#Quasa #QUA #wise
Wise (yaimbonzi TransferWise) iapuro yemari inoshandiswa pasi rose: tumira mari kunyika 140+, chengeta mhando dzemari dzakawanda, wana mashoko eakaundi yemuno pamhando huru dzemari (USD, GBP, EUR, nedzimwe), uye bhadhara nekadhi rechikwereti rinobvisa mari yauinayo muakaundi uye rinoshanda nemhando dzemari dzakawanda. Inoratidza chiyero chepakati pemitengo yekutenga nekutengesa mari pamusika pamwe chete nemuripo wakajeka, pane kuvanza mari yekuwedzera muchiyero chekuchinjana mari. Zvirongwa: Personal Account (hapana muripo wepamwedzi, muripo wekadhi unobhadharwa kamwe chete kana uchida kadhi), Business Account (muripo wekuvhura akaundi unobhadharwa kamwe chete mune mamwe matunhu akasarudzwa). Mari zhinji inotumirwa inosvika mumasekonzi kana kuti zuva risati rapera. Kubvisa mari paATM hakubhadhariswi kusvika pamuganhu wepamwedzi, wozobhadhariswa chikamu kubva muzana kana waupfuura. Mune mamwe matunhu akasarudzwa, unogona kuwana mubereko pane imwe mari yeUSD/GBP/EUR iri muakaundi. Wise ibasa remari rinotungamirirwa nemitemo, harisi bhangi rinopa mabasa ose kwose kwose — mari iri mumaakaundi inochengetedzwa, asi haisi nguva dzose ine inishuwarenzi yemari yakaiswa muakaundi sezvinoita akaundi yekushandisa mazuva ose kubhangi rine mapazi.
Zvayakanakira Zvikuru:
- Chiyero chaicho chepakati pemitengo yekutenga nekutengesa mari pamusika, muripo uchiratidzwa usati watumira
- Kuchengeta mhando dzemari dzakawanda nemashoko eakaundi yekugamuchira mari semunhu wemuno
- Kadhi rinotanga kushandisa mari iri muchikwama chemhando yemari yauri kubhadhara nayo
- Kutumira mari nokukurumidza pakati penyika dzinotumirana mari yakawanda
- Hapana muripo wepamwedzi paakaundi yemunhu oga
Yakakodzera: Vanogara kunze kwenyika dzavo, vanoshandira vari kure nemahofisi, vanozvimiririra vachishandira vatengi vakasiyana, uye chero munhu anotumira kana kushandisa mari kunze kwenyika uye aneta nemari inowedzerwa nemabhangi pakuchinjana mari.
Zvinonyanya Kuoneka:
- Mutengo waunoratidzwa wakatendeseka: chiyero chekuchinjana mari + muripo, hapana mari yekuwedzera inokushamisa pakupera kwevhiki
- Apple Pay / Google Pay pakadhi
- Akaundi yebhizimisi yemainivhoisi nemakadhi enhengo dzechikwata
- Kuderedzwa kwemuripo pakutumira mari yakawanda
- Apuro iri nyore kushandisa kana ichienzaniswa nekutumira mari nenzira yakajairika yekubhangi
Zvaungada Kufunga Nezvazvo:
- Harisi bhangi rinopa mabasa ose: mikana yekukwereta uchipfuura mari iri muakaundi, kuisa mari inobatika muakaundi, uye kubatsirwa pamapazi mishoma
- Miripo yeATM neyekugamuchira mari neSWIFT ichiri kubhadharwa kana wapfuura miganhu isingabhadhariswi
- Kupihwa kadhi nemamwe mashoko eakaundi yekugamuchira mari zvinogona kuva nemimwe miripo
- Kuwanikwa kwemabasa aya nemitemo yemubereko zvinosiyana nenyika
- Kuchengetedzwa kwemari ≠ dziviriro yerudzi rweFDIC/FSCS pamhando imwe neimwe yezvinopiwa
Mutongo Wose: Nyeredzi 4.6/5 Wise ichiri imwe yenzira dzakajeka zvikuru dzekutumira nekushandisa mari mhiri kwemiganhu. Ishandise pakuchinjana mari nepakubhadhara paunenge uchifamba; rambawo uine akaundi kubhangi remuno kuti ugadzirise zvinonetsa pakubhadharwa kwemihoro uye ushande nemari inobatika. Gara uchitarisa muripo uripo panguva iyoyo pakati penyika dzauri kutumira mari usati wadzvanya bhatani rekutumira.
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