Moneybox: Chifukwa Chake Imathandiza Kukulitsa Chuma Popanda Kufunika Kochita Chilichonse Nokha
#Quasa #QUA #moneybox
Moneybox ndi app yosungira ndi kuika ndalama kuti zibereke phindu ya ku UK, yopangidwa kuti ithandize anthu kuyamba ndi ndalama zochepa komanso kupitiriza mosalekeza. Mbali yake yapadera ya Round-Ups imaika yokha ndalama zotsala pa zimene mumagula tsiku ndi tsiku kuti zibereke phindu. App iyi imaphatikiza kusunga ndalama, Stocks & Shares ISAs, Lifetime ISAs (omwe amakondedwa posungira ndalama zoyambirira zogulira nyumba yoyamba chifukwa cha ndalama zowonjezera zoperekedwa ndi boma), Junior ISAs, komanso ndalama za penshoni (SIPP). Oyamba kumene angasankhe magulu osavuta a zinthu zoikamo ndalama kuti zibereke phindu (Cautious, Balanced, Adventurous), pamene ena angawonjezere matumba oikamo ndalama, ETFs, komanso masheya osiyanasiyana ochepa a ku US. Ndalama zolipirira nthawi zambiri zimaphatikiza ndalama zochepa zolembetsa mwezi uliwonse komanso ndalama zowerengedwa monga peresenti zolipirira nsanjayi, ndipo zolipirira zina zimachotsedwa kwa amene ali ndi ndalama zambiri zosungidwa kapena zoikidwa kuti zibereke phindu.
Moneybox ndi yoyenera kwa anthu osunga ndalama a ku UK komanso amene akuyamba kuika ndalama kuti zibereke phindu, omwe akufuna app yophatikiza zonse kuti akwaniritse zolinga monga kugula nyumba yoyamba, kukonzekera kupuma pantchito, kapena kuzolowera kuika ndalama kuti zibereke phindu popanda zida zovuta zogulira ndi kugulitsira masheya ndi zinthu zina.
Mfundo Zazikulu
- Imathandiza ogula nyumba koyamba kugwiritsa ntchito Lifetime ISA
- Inapangidwa motsatira zolinga ndipo imasungitsa ndalama yokha
- App ya pa foni yooneka bwino komanso yolandira mavoti abwino kwambiri
- Njira zosungira ndalama ndi kuziika kuti zibereke phindu pamalo amodzi
- Chilankhulo chosavuta kwa oyamba kumene komanso zosankha zokonzedwa kale
Zinthu Zofunika Kuziganizira
- Ndalama zonse zolipirira (£1/month + % yolipirira nsanjayi + zolipirira matumba oikamo ndalama) zingakhale zambiri poyerekeza ndi ndalama zochepa zimene muli nazo
- Zosankha za zinthu zoikamo ndalama kuti zibereke phindu ndi zochepa kuposa zimene zimapezeka kwa maburoka opereka ntchito zonse
- Siinapangidwe kuti anthu azigula ndi kugulitsa pafupipafupi kapena kuti ikhale ndi masheya ambiri osiyanasiyana a makampani a ku UK
- Mumapindula kwambiri poyerekeza ndi zimene mumalipira mukamagwiritsa ntchito ISAs/LISA komanso kusunga ndalama zokwanira mu akaunti
Chigamulo Chonse: nyenyezi 4.4/5
Moneybox ndi imodzi mwa ma app a ku UK osavuta kugwiritsa ntchito kwa anthu amene akufuna kuti ndalama zawo zizisungidwa ndi kuikidwa kuti zibereke phindu popanda kuchita zimenezi okha. Round-Ups ndi Lifetime ISA zimapangitsa app iyi kukhala yothandiza kwambiri kwa oyamba kumene komanso amene akusungira nyumba yoyamba, malinga ngati mukuvomereza mmene ndalama zolipirira zimawerengedwera pamene ndalama zanu zikuchuluka.
Yambani: https://quasa.io/projects/moneybox
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