Wise Ukuhlolwa – Imali Ngezinhlobo Ezahlukeneyo Engelamingcele

#Quasa #QUA #wise

I-Wise (eyayisaziwa ngokuthi yi-TransferWise) yi-app yemali yamazwe ngamazwe: thumela imali emazweni angu-140+, gcina izinhlobo zemali ezinengi ezingamatshumi, thola imininingwane yama-akhawunti akulelo lizwe ngezinhlobo zemali ezisetshenziswa kakhulu (USD, GBP, EUR, lezinye), njalo bhadala ngekhadi le-debit elisebenzisa izinhlobo zemali ezahlukeneyo. Itshengisa isilinganiso sokuntshintsha imali saphakathi kwemakethe kanye lemali yenkonzo ecacileyo kulokufihla imali eyengeziweyo esilinganisweni sokuntshintsha imali. Izinhlelo: Personal Account (kakukho mali yenyanga, imali yekhadi ebhadalwa kanye kuphela nxa ukhetha ukuba lalo), Business Account (imali yokuvula i-akhawunti ebhadalwa kanye kuphela kwezinye izigaba ezikhethiweyo). Imali enengi ethunyelwayo ifika ngemizuzwana kumbe kungakapheli usuku. Ukukhipha imali ku-ATM kwenziwa kungelambadalo kuze kufikwe emkhawulweni wenyanga, ngemva kwalokho kubhadalwa iphesenti. Inzalo kwenye imali egcinwe nge-USD/GBP/EUR iyatholakala kwezinye izigaba ezikhethiweyo. I-Wise yinkonzo yemali elawulwa yiziphathamandla, kayisilo bhanga elipheleleyo yonke indawo — imali egcinwe kuyo iyavikelwa, kodwa kayihlali ilemshwalense wediphozithi njengemali eku-akhawunti yebhanga ejayelekileyo esetshenziswa nsuku zonke.

Amandla Asemqoka:

• Isilinganiso soqobo sokuntshintsha imali saphakathi kwemakethe, lemali yenkonzo etshengiswa ungakathumeli
• Imali egcinwe ngezinhlobo ezahlukeneyo lemininingwane yokwamukela imali kulelo lizwe
• Ikhadi eliqala ngokusebenzisa imali esesikhwameni esihambelana lohlobo lwemali obhadala ngalo
• Ukuthunyelwa kwemali okuphangisayo emizileni emikhulu phakathi kwamazwe
• Kakukho mali yenyanga ku-akhawunti yomuntu ngamunye

Ifanele Kakhulu: Abahlala kwamanye amazwe, abasebenza bekhatshana lamahofisi, abazisebenzelayo, laye wonke umuntu othumela kumbe osebenzisa imali kwamanye amazwe njalo osekhathele yimali eyengezwa ngamabhanga ekuntshintsheni imali yakwamanye amazwe.

Okuqakathekileyo:

• Isilinganiso sezindleko siqondile: isilinganiso sokuntshintsha imali + imali yenkonzo, kakukho mali eyengezwa ungalindelanga ngempelaviki
• I-Apple Pay / Google Pay ekhadini
• I-akhawunti yebhizimusi yama-invoyisi lamakhadi eqembu
• Izephulelo nxa kuthunyelwa imali enengi
• I-app ilula ukuyisebenzisa nxa iqathaniswa lokuthumela imali ngebhanga ngendlela ejayelekileyo

Okungadinga Ukucatshangelwa:

• Kayisilo bhanga elipheleleyo: kulomkhawulo ekubolekeni imali edlula leyo eku-akhawunti, ekufakeni imali engukheshi, lasekutholeni uncedo emagatsheni
• Izindleko ze-ATM lezokwamukela imali nge-SWIFT zilokhu zisebenza ngemva kokwedlula imikhawulo yenkonzo engelambadalo
• Ukukhutshwa kwekhadi leminye imininingwane yokwamukela imali kungadinga enye imbadalo
• Ukutholakala kwenkonzo lemithetho yenzalo kuyehluka ngelizwe
• Ukuvikelwa kwemali ≠ ukuvikelwa okufana lokwe-FDIC/FSCS kulo lonke uhlobo lomkhiqizo

Isinqumo Sisonke: Izinkanyezi ezingu-4.6/5 I-Wise ilokhu ingenye yezindlela ezicace kakhulu zokuthumela lokusebenzisa imali emazweni ehlukeneyo. Yisebenzise ukuntshintsha imali yakwamanye amazwe lokubhadala nxa uhamba; gcina i-akhawunti ebhanga lakini ukuze ubhekane lezimo ezingajayelekanga zokuholiswa lemali engukheshi. Hlala uhlola imali yenkonzo esebenzayo khathesi emzileni othumela ngawo ungakacindezeli ukuthumela.

Qalisa: https://quasa.io/projects/wise