[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"nav-categories":3,"article-why-ai-is-the-future-of-fintech":70},{"data":4},[5,37,57,64],{"name":6,"slug":7,"categories":8},"Productivity","productivity",[9,13,17,21,25,29,33],{"id":10,"title":11,"slug":12},17,"Branding","branding",{"id":14,"title":15,"slug":16},19,"Marketing","marketing",{"id":18,"title":19,"slug":20},20,"Work","work",{"id":22,"title":23,"slug":24},34,"Community","community",{"id":26,"title":27,"slug":28},21,"For newbies","for-newbies",{"id":30,"title":31,"slug":32},24,"Investment","investment",{"id":34,"title":35,"slug":36},22,"Finance","finance",{"name":38,"slug":39,"categories":40},"Tech","tech",[41,45,49,53],{"id":42,"title":43,"slug":44},28,"Technology","technology",{"id":46,"title":47,"slug":48},32,"Artificial Intelligence","artificial-intelligence",{"id":50,"title":51,"slug":52},26,"Security and protection","security-and-protection",{"id":54,"title":55,"slug":56},31,"YouTube Blog","youtube-blog",{"name":58,"slug":59,"categories":60},"News","news",[61],{"id":62,"title":58,"slug":63},18,"quasanews",{"name":65,"slug":66,"categories":67},"Business","business",[68],{"id":69,"title":65,"slug":66},16,{"post":71,"published_news":96,"popular_news":163,"categories":233},{"title":72,"description":73,"meta_title":72,"meta_description":73,"meta_keywords":74,"text":75,"slug":76,"created_at":77,"publish_at":78,"formatted_created_at":79,"category_id":69,"links":80,"view_type":85,"video_url":86,"views":87,"likes":88,"lang":89,"comments_count":88,"category":90},"Why AI is The Future Of Fintech","When most people think of AI, they envision robots carrying out tasks, holding conversations, and even becoming sentient.","AI, Future Of Fintech, technology","\u003Cp>Hello!\u003C/p>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-16/aaa-10.webp\" type=\"image/webp\">\u003Cimg alt=\"Why AI is The Future Of Fintech\" class=\"image-align-left\" height=\"129\" src=\"https://cdn.quasa.io/photos/foto-16/aaa-10.jpeg\" width=\"300\" />\u003C/picture>When most people think of AI, they envision robots carrying out tasks, holding conversations, and even becoming sentient. The idea is that AI will look very much like human intelligence and that we are working towards a future of artificial people. However, most AI advancements are happening in a very different context.\u003C/p>\n\n\u003Cp>Financial technology is perhaps the biggest industry where AI is proving to be especially useful. This makes sense. Financial industries have often driven the advancement of technology. Using machine learning (ML) and AI, Fintech startups are creating accurate and efficient processes which generate endless potential.\u003C/p>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-16/aaa-12.webp\" type=\"image/webp\">\u003Cimg alt=\"Why AI is The Future Of Fintech\" class=\"image-align-left\" height=\"177\" src=\"https://cdn.quasa.io/photos/foto-16/aaa-12.jpeg\" width=\"284\" />\u003C/picture>One such example is in the insurance world. Already, Walnut Algorithms uses AI to create accurate investment returns strategies. Another example is Lemonade, which provides renters insurance quotes in 90 seconds by using AI technology.\u003C/p>\n\n\u003Cp>This is possible because AI can take into account more data about a potential customer than a human ever could. Quotes can therefore be priced accurately and fairly.\u003C/p>\n\n\u003Cp>Let’s look at the \u003Ca href=\"https://quasa.io/media/why-is-fintech-crashing\">Fintech\u003C/a> industry on a broader scale to see just how AI will be the future of financial services.\u003C/p>\n\n\u003Cp>\u003Cstrong>Also read:\u003C/strong>\u003C/p>\n\n\u003Cul>\n\t\u003Cli>\u003Ca href=\"https://quasa.io/media/5-tips-to-become-invincible-in-the-liquidation-business\">5 Tips to Become Invincible in The Liquidation Business\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://quasa.io/media/are-movers-allowed-to-transport-items-that-aren-t-boxed\">Are Movers Allowed to Transport Items That Aren’t Boxed?\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://quasa.io/media/six-common-computer-mistakes-which-everyone-do\">Six Common Computer Mistakes Which Everyone Do\u003C/a>\u003C/li>\n\u003C/ul>\n\n\u003Ch4>Beyond Big Data\u003C/h4>\n\n\u003Cp>Big data has been a huge deal in financial services. Whereas in the past, financial profiles and risk assessments were generated based on what a person disclosed, big data allowed for the use of an immense amount of data points. Companies could get an extremely accurate assessment that went beyond what even the customer knew about themself.\u003C/p>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-16/aaa-2.webp\" type=\"image/webp\">\u003Cimg alt=\"Why AI is The Future Of Fintech\" class=\"image-align-left\" height=\"169\" src=\"https://cdn.quasa.io/photos/foto-16/aaa-2.jpeg\" width=\"300\" />\u003C/picture>However, AI is taking us far beyond what big data could achieve. Rather than sticking to the parameters set by human programmers, AI takes advantage of ML to generate data based on factors we could never have imagined. It grows big data exponentially, not by increasing the amount of tracking of the person, but by using advanced interpretations of data.\u003C/p>\n\n\u003Cp>In the context of insurance, this allows for far more than precise pricing on premiums. Fintech companies can use this data to encourage behaviors that AI has discovered lead to lower levels of financial risk. This helps both the company and the client.\u003C/p>\n\n\u003Ch4>Investment Advice and Debt Counseling\u003C/h4>\n\n\u003Cp>We’ve seen how AI plays a huge part in the internal functioning of financial services. But what about on a person-to-person basis?\u003C/p>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-16/aaa-3.webp\" type=\"image/webp\">\u003Cimg alt=\"Why AI is The Future Of Fintech\" class=\"image-align-left\" height=\"194\" src=\"https://cdn.quasa.io/photos/foto-16/aaa-3.jpeg\" width=\"259\" />\u003C/picture>Financial literacy is in short supply for people both young and old. It is not taught to a great degree at school or college unless you specifically study a finance degree (in which case you learn it tangentially). Today, people can learn about investing and how to get out of debt from online courses and blogs. However, these mediums have to take a one-size-fits-all approach.\u003C/p>\n\n\u003Cp>AI will soon change that. Rather than reading a number of articles about investing, people will soon speak to an AI advisor regarding their own personal finances. This AI advisor will be able to guide them through their potential options, showing them multiple possible scenarios. The AI will advise certain approaches and will leave the person to make a well-informed decision.\u003C/p>\n\n\u003Cp>The same is true of credit or debt counseling. One of the reasons credit counseling is not effective with many people is that they are reluctant to share their personal financial situations with other people. There is a lot of shame in the way many of us approach the topic of finances, especially when we are in debt.\u003C/p>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-16/aaa-6.webp\" type=\"image/webp\">\u003Cimg alt=\"Why AI is The Future Of Fintech\" class=\"image-align-left\" height=\"150\" src=\"https://cdn.quasa.io/photos/foto-16/aaa-6.jpeg\" width=\"300\" />\u003C/picture>A debt-counseling AI can take all the shame out of the equation. It can access your financial records directly, finding a number of routes out of debt. It can show you exactly how to start working towards a healthy financial reality. With human limits, most debt counselors will struggle to even determine what a healthy financial reality means for each individual.\u003C/p>\n\n\u003Cp>AI is the \u003Ca href=\"https://quasa.io/media/developments-and-technologies-that-will-shape-the-future-of-fintech\">future of Fintech\u003C/a>. It is already taking many financial services companies towards greater and greater potential.\u003C/p>\n\n\u003Cp>Thank you!\u003Cbr />\nJoin us on social networks!\u003Cbr />\nSee you!\u003C/p>","why-ai-is-the-future-of-fintech","2022-12-13T12:29:39.000000Z","2022-12-13T12:30:00.000000Z","13.12.2022",{"image":81,"image_webp":82,"thumb":83,"thumb_webp":84},"https://cdn.quasa.io/images/news/MgxmFXUoCClObf7PjLzVvsLklp9zO3o7aE5672B8.jpg","https://cdn.quasa.io/images/news/MgxmFXUoCClObf7PjLzVvsLklp9zO3o7aE5672B8.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/MgxmFXUoCClObf7PjLzVvsLklp9zO3o7aE5672B8.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/MgxmFXUoCClObf7PjLzVvsLklp9zO3o7aE5672B8.webp","large",null,2523,0,"en",{"id":69,"title":65,"slug":66,"meta_title":91,"meta_description":92,"meta_keywords":93,"deleted_at":86,"created_at":94,"updated_at":95,"lang":89},"Quasa Media - Growth Hacking in Business","Business is a battlefield. In QUASA MEDIA you will find all the most useful articles on how to do business and not screw up.","Business, earn money, business strategy, business process","2021-08-03T10:59:17.000000Z","2024-08-25T15:45:11.000000Z",[97,113,126,138,150],{"title":98,"description":99,"slug":100,"created_at":101,"publish_at":102,"formatted_created_at":103,"category":104,"links":105,"view_type":110,"video_url":86,"views":111,"likes":88,"lang":89,"comments_count":88,"is_pinned":112},"Baidu Drops ERNIE-Image: A Compact 8B Open-Source Text-to-Image Model That Tops the Charts","Baidu has just released ERNIE-Image — a new open-weight text-to-image generator that is already turning heads in the AI 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Cloudflare quietly turned a long-standing dream into reality: it moved Email Service into public beta and added full Email Sending alongside the years-old Email Routing.","cloudflare-just-made-email-a-first-class-citizen-for-ai-agents-and-traditional-email-services-are-feeling-it","2026-04-19T18:41:05.000000Z","19.04.2026",{"title":43,"slug":44},{"image":121,"image_webp":122,"thumb":123,"thumb_webp":124},"https://cdn.quasa.io/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.jpg","https://cdn.quasa.io/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.webp",64,{"title":127,"description":128,"slug":129,"created_at":130,"publish_at":130,"formatted_created_at":118,"category":131,"links":132,"view_type":110,"video_url":86,"views":137,"likes":88,"lang":89,"comments_count":88,"is_pinned":112},"Mozilla Nails It: Thunderbolt Brings “ChatGPT at Home” to the Enterprise — Without Vendor Lock-In","While OpenAI and Anthropic race to sell their proprietary AI platforms to big corporations, Mozilla’s subsidiary MZLA Technologies has taken a very different route.","mozilla-nails-it-thunderbolt-brings-chatgpt-at-home-to-the-enterprise-without-vendor-lock-in","2026-04-19T15:37:27.000000Z",{"title":58,"slug":63},{"image":133,"image_webp":134,"thumb":135,"thumb_webp":136},"https://cdn.quasa.io/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.jpg","https://cdn.quasa.io/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.webp",80,{"title":139,"description":140,"slug":141,"created_at":142,"publish_at":142,"formatted_created_at":118,"category":143,"links":144,"view_type":110,"video_url":86,"views":149,"likes":88,"lang":89,"comments_count":88,"is_pinned":112},"X Is Finally Cracking Down on Unlabeled Ads — And It’s Personal","For years, X (formerly Twitter) has been a playground for undisclosed promotions, coordinated spam networks, and “native” advertising that masquerades as organic content.","x-is-finally-cracking-down-on-unlabeled-ads-and-it-s-personal","2026-04-19T15:07:48.000000Z",{"title":65,"slug":66},{"image":145,"image_webp":146,"thumb":147,"thumb_webp":148},"https://cdn.quasa.io/images/news/CQJ1gdssFGyJpfhfmRU2X4WT5fk5Boc8APXsjWX6.jpg","https://cdn.quasa.io/images/news/CQJ1gdssFGyJpfhfmRU2X4WT5fk5Boc8APXsjWX6.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/CQJ1gdssFGyJpfhfmRU2X4WT5fk5Boc8APXsjWX6.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/CQJ1gdssFGyJpfhfmRU2X4WT5fk5Boc8APXsjWX6.webp",82,{"title":151,"description":152,"slug":153,"created_at":154,"publish_at":155,"formatted_created_at":118,"category":156,"links":157,"view_type":110,"video_url":86,"views":162,"likes":88,"lang":89,"comments_count":88,"is_pinned":112},"Bitcoin Developers Propose BIP-361: Quantum-Proof Migration That Would Freeze Millions of Legacy Coins","In a move that could reshape the security of Bitcoin’s unspent transaction outputs forever, Bitcoin developers have introduced BIP-361 — officially titled “Post Quantum Migration and Legacy Signature Sunset.”","bitcoin-developers-propose-bip-361-quantum-proof-migration-that-would-freeze-millions-of-legacy-coins","2026-04-17T11:38:06.000000Z","2026-04-19T11:29:00.000000Z",{"title":43,"slug":44},{"image":158,"image_webp":159,"thumb":160,"thumb_webp":161},"https://cdn.quasa.io/images/news/XW07GuAbFLRaVskP2iUsv0witLmM4GwiSlwMPZpp.jpg","https://cdn.quasa.io/images/news/XW07GuAbFLRaVskP2iUsv0witLmM4GwiSlwMPZpp.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/XW07GuAbFLRaVskP2iUsv0witLmM4GwiSlwMPZpp.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/XW07GuAbFLRaVskP2iUsv0witLmM4GwiSlwMPZpp.webp",101,[164,177,192,204,219],{"title":165,"description":166,"slug":167,"created_at":168,"publish_at":169,"formatted_created_at":170,"category":171,"links":172,"view_type":110,"video_url":86,"views":175,"likes":176,"lang":89,"comments_count":88,"is_pinned":112},"The Anatomy of an Entrepreneur","Entrepreneur is a French word that means an enterpriser. Enterprisers are people who undertake a business or enterprise with the chance of earning profits or suffering from loss.","the-anatomy-of-an-entrepreneur","2021-08-04T15:18:21.000000Z","2025-12-14T06:09:00.000000Z","14.12.2025",{"title":65,"slug":66},{"image":173,"image_webp":86,"thumb":174,"thumb_webp":174},"https://cdn.quasa.io/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp",70878,2,{"title":178,"description":179,"slug":180,"created_at":181,"publish_at":182,"formatted_created_at":183,"category":184,"links":185,"view_type":85,"video_url":86,"views":190,"likes":191,"lang":89,"comments_count":88,"is_pinned":112},"Advertising on QUASA","QUASA MEDIA is read by more than 400 thousand people a month. We offer to place your article, add a link or order the writing of an article for publication.","advertising-on-quasa","2022-07-06T07:33:02.000000Z","2025-12-15T17:33:02.000000Z","15.12.2025",{"title":58,"slug":63},{"image":186,"image_webp":187,"thumb":188,"thumb_webp":189},"https://cdn.quasa.io/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","https://cdn.quasa.io/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.webp",70643,4,{"title":193,"description":194,"slug":195,"created_at":196,"publish_at":197,"formatted_created_at":198,"category":199,"links":200,"view_type":110,"video_url":86,"views":203,"likes":191,"lang":89,"comments_count":88,"is_pinned":112},"What is a Startup?","A startup is not a new company, not a tech company, nor a new tech company. You can be a new tech company, if your goal is not to grow high and fast; then, you are not a startup. ","what-is-a-startup","2021-08-04T12:05:17.000000Z","2025-12-17T13:02:00.000000Z","17.12.2025",{"title":65,"slug":66},{"image":201,"image_webp":86,"thumb":202,"thumb_webp":202},"https://cdn.quasa.io/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp",68273,{"title":205,"description":206,"slug":207,"created_at":208,"publish_at":209,"formatted_created_at":210,"category":211,"links":212,"view_type":110,"video_url":86,"views":217,"likes":176,"lang":89,"comments_count":218,"is_pinned":112},"Top 5 Tips to Make More Money as a Content Creator","Content creators are one of the most desired job titles right now. Who wouldn’t want to earn a living online?","top-5-tips-to-make-more-money-as-a-content-creator","2022-01-17T17:31:51.000000Z","2026-01-17T11:30:00.000000Z","17.01.2026",{"title":19,"slug":20},{"image":213,"image_webp":214,"thumb":215,"thumb_webp":216},"https://cdn.quasa.io/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg","https://cdn.quasa.io/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.webp",42245,1,{"title":220,"description":221,"slug":222,"created_at":223,"publish_at":224,"formatted_created_at":225,"category":226,"links":227,"view_type":85,"video_url":86,"views":232,"likes":176,"lang":89,"comments_count":88,"is_pinned":112},"8 Logo Design Tips for Small Businesses","Your logo tells the story of your business and the values you stand for.","8-logo-design-tips-for-small-businesses","2021-12-04T21:59:52.000000Z","2025-05-05T03:30:00.000000Z","05.05.2025",{"title":15,"slug":16},{"image":228,"image_webp":229,"thumb":230,"thumb_webp":231},"https://cdn.quasa.io/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg","https://cdn.quasa.io/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.webp",41339,[234,235,236,237,238,239,240,241,242,243,244,245,246],{"title":23,"slug":24},{"title":47,"slug":48},{"title":55,"slug":56},{"title":43,"slug":44},{"title":51,"slug":52},{"title":31,"slug":32},{"title":35,"slug":36},{"title":27,"slug":28},{"title":19,"slug":20},{"title":15,"slug":16},{"title":58,"slug":63},{"title":11,"slug":12},{"title":65,"slug":66}]