[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"nav-categories":3,"article-jpmorgan-launches-jpm-coin-on-base-bridging-traditional-finance-and-blockchain-with-yield-bearing-deposits":70},{"data":4},[5,37,57,64],{"name":6,"slug":7,"categories":8},"Productivity","productivity",[9,13,17,21,25,29,33],{"id":10,"title":11,"slug":12},17,"Branding","branding",{"id":14,"title":15,"slug":16},19,"Marketing","marketing",{"id":18,"title":19,"slug":20},20,"Work","work",{"id":22,"title":23,"slug":24},34,"Community","community",{"id":26,"title":27,"slug":28},21,"For newbies","for-newbies",{"id":30,"title":31,"slug":32},24,"Investment","investment",{"id":34,"title":35,"slug":36},22,"Finance","finance",{"name":38,"slug":39,"categories":40},"Tech","tech",[41,45,49,53],{"id":42,"title":43,"slug":44},28,"Technology","technology",{"id":46,"title":47,"slug":48},32,"Artificial Intelligence","artificial-intelligence",{"id":50,"title":51,"slug":52},26,"Security and protection","security-and-protection",{"id":54,"title":55,"slug":56},31,"YouTube Blog","youtube-blog",{"name":58,"slug":59,"categories":60},"News","news",[61],{"id":62,"title":58,"slug":63},18,"quasanews",{"name":65,"slug":66,"categories":67},"Business","business",[68],{"id":69,"title":65,"slug":66},16,{"post":71,"published_news":95,"popular_news":152,"categories":216},{"title":72,"description":73,"meta_title":72,"meta_description":74,"meta_keywords":75,"text":76,"slug":77,"created_at":78,"publish_at":79,"formatted_created_at":80,"category_id":34,"links":81,"view_type":84,"video_url":85,"views":86,"likes":87,"lang":88,"comments_count":87,"category":89},"JPMorgan Launches JPM Coin on Base: Bridging Traditional Finance and Blockchain with Yield-Bearing Deposits","In a landmark move that underscores the accelerating convergence of Wall Street and Web3, JPMorgan Chase has officially rolled out its digital deposit token, JPM Coin (JPMD), on Coinbase's Base blockchain. This phased launch targets institutional clients, transforming tokenized dollar deposits into a seamless, 24/7 payment rail. Unlike volatile cryptocurrencies, JPM Coin represents direct claims on existing bank-held funds, enabling near-instantaneous transfers processed in seconds - a stark contrast to the multi-day settlements and business-hour restrictions of traditional banking systems.","As the rollout progresses, JPMorgan's token could tip the scales, proving that the future of money is programmable, profitable, and - finally - public.","For institutions, it's yield without the crypto chaos; for blockchain, it's legitimacy from the world's largest bank","\u003Cp>\u003Cstrong>In a landmark move that underscores the accelerating convergence of Wall Street and Web3, JPMorgan Chase has officially rolled out its digital deposit token, JPM Coin (JPMD), on Coinbase's Base blockchain.\u003C/strong>\u003C/p>\n\n\u003Cp>This phased launch targets institutional clients, transforming tokenized dollar deposits into a seamless, 24/7 payment rail. Unlike volatile cryptocurrencies, JPM Coin represents direct claims on existing bank-held funds, enabling near-instantaneous transfers processed in seconds - a stark contrast to the multi-day settlements and business-hour restrictions of traditional banking systems.\u003C/p>\n\n\u003Cp>\u003Cimg alt=\"\" class=\"image-align-left\" height=\"169\" src=\"https://quasa.io/storage/photos/00/image - 2025-11-13T123205.438.jpg\" width=\"300\" />Naveen Mallela, global co-head of JPMorgan's blockchain division Kinexys (formerly Onyx), highlighted the token's efficiency in a Bloomberg interview: "Payments settle in seconds, anytime, around the clock." This debut follows a rigorous pilot program involving key partners like Mastercard, \u003Ca href=\"https://quasa.io/media/coinbase-partners-with-perplexity-to-enhance-crypto-insights-with-ai\">Coinbase\u003C/a>, and liquidity provider B2C2, who successfully executed test transactions.\u003C/p>\n\n\u003Cp>The integration with \u003Ca href=\"https://quasa.io/media/shitcoins-begin-migrating-from-solana-to-base-layer-2-network\">Base\u003C/a>, an Ethereum Layer-2 network optimized for low-cost, high-speed operations, positions JPMorgan as the first major U.S. bank to deploy a native payment product on a public blockchain.\u003C/p>\n\n\u003Chr />\n\u003Ch4>\u003Cstrong>From Private Ledger to Public Chain: The Evolution of JPM Coin\u003C/strong>\u003C/h4>\n\n\u003Cp>\u003Cimg alt=\"\" class=\"image-align-right\" height=\"298\" src=\"https://quasa.io/storage/photos/00/image - 2025-11-13T123340.062.jpg\" width=\"200\" />JPM Coin's roots trace back to 2019, when JPMorgan introduced it as an internal permissioned token on its proprietary blockchain for interbank settlements. Initially limited to Kinexys participants, the token has processed over $1 billion in daily volume for wholesale payments.\u003C/p>\n\n\u003Cp>The shift to Base marks a pivotal expansion: while the original JPM Coin operated in a "walled garden" of vetted institutions, JPMD unlocks broader interoperability with \u003Ca href=\"https://quasa.io/media/defi-applications-hit-record-270-billion-tvl-driven-by-rwa-growth-says-dappradar\">public DeFi ecosystems\u003C/a>, allowing seamless on-chain interactions without sacrificing regulatory compliance.\u003C/p>\n\n\u003Cp>This public rollout aligns with JPMorgan's broader blockchain ambitions. The bank recently partnered with Singapore's DBS to develop an interoperability framework for tokenized deposits across public and permissioned networks - a system that could facilitate cross-border transfers of assets like JPMD and DBS's equivalents. JPMorgan has also opened Bitcoin exposure to its clients, further signaling a strategic pivot toward digital assets.\u003C/p>\n\n\u003Chr />\n\u003Ch4>\u003Cstrong>Key Advantages: Yield, Speed, and Collateralization\u003C/strong>\u003C/h4>\n\n\u003Cp>\u003Cimg alt=\"\" class=\"image-align-left\" height=\"372\" src=\"https://quasa.io/storage/photos/00/image - 2025-11-13T123338.861.jpg\" width=\"250\" />At its core, JPM Coin is a \u003Cstrong>deposit token\u003C/strong>, not a stablecoin. Stablecoins like \u003Ca href=\"https://quasa.io/media/tether-to-discontinue-usdt-support-on-five-blockchains\">USDT\u003C/a> or \u003Ca href=\"https://quasa.io/media/ant-group-backed-by-chinese-billionaire-jack-ma-to-integrate-usdc-into-international-payments-system\">USDC\u003C/a> are backed by off-balance-sheet reserves and typically offer no yield to holders. In contrast, deposit tokens are digital representations of funds already on a bank's books, inheriting the interest-bearing nature of traditional deposits.\u003C/p>\n\n\u003Cp>Mallela emphasized this edge: "While stablecoins attract a lot of buzz, deposit-based products offer a compelling alternative for institutional clients. They can generate income." JPMD holders could thus earn yields tied to JPMorgan's deposit rates, potentially making it attractive for treasury management.\u003C/p>\n\n\u003Cp>Technically, transactions on Base leverage optimistic rollups for scalability, reducing fees to fractions of a cent while maintaining Ethereum's security. Early adopters report settlement times under 10 seconds, compared to 1–3 days for ACH transfers.\u003C/p>\n\n\u003Cp>Moreover, JPMorgan confirmed that JPMD will be accepted as collateral on Coinbase's platform, enabling institutional clients to use it in margin trading or lending protocols.\u003C/p>\n\n\u003Cp>\u003Cstrong>This could unlock billions in idle capital\u003C/strong>: JPMorgan's $2.5 trillion in deposits alone represent a massive liquidity pool for tokenization.\u003C/p>\n\n\u003Cp class=\"image-align-center\">\u003Cimg alt=\"\" height=\"187\" src=\"https://quasa.io/storage/photos/00/2025-11-13_12-38-07.png\" width=\"400\" />\u003C/p>\n\n\u003Cp>\u003Cem>Source: JPMorgan announcements and Bloomberg analysis\u003C/em>\u003C/p>\n\n\u003Chr />\n\u003Ch4>\u003Cstrong>Broader Industry Momentum and Regulatory Horizons\u003C/strong>\u003C/h4>\n\n\u003Cp>\u003Cimg alt=\"\" class=\"image-align-right\" height=\"372\" src=\"https://quasa.io/storage/photos/00/image - 2025-11-13T124523.566.jpg\" width=\"250\" />JPMorgan's launch is part of a global tokenized deposit surge. HSBC rolled out its own service for corporate clients in Hong Kong and Singapore, later expanding to the UK and Luxembourg with local currency support. Citigroup, Santander, Deutsche Bank, and even PayPal are piloting similar initiatives, aiming to slash cross-border payment costs - which total $120 billion annually in fees, per McKinsey. In Qatar, a local bank integrated JPMorgan's blockchain for faster USD payments.\u003C/p>\n\n\u003Cp>Yet, expansion hinges on regulators. JPMorgan plans to grant access to clients' end-users and launch multi-currency versions, including a euro-denominated JPME (trademarked). A full rollout could include integration with deposit insurance schemes, enhancing safety. The U.S. OCC's prior approval for banks issuing stablecoins paves the way, but broader adoption awaits clarity from the SEC and Fed on tokenized assets.\u003C/p>\n\n\u003Cp>Challenges remain: JPMD's "walled garden" design limits \u003Ca href=\"https://quasa.io/media/liquidity-flow-from-meme-coins-to-defi-a-new-trend-emerges-in-early-march-2025\">DeFi\u003C/a> composability compared to open stablecoins, and banks risk deposit flight if yields lag. Still, with Base's TVL surpassing $2 billion, this could catalyze institutional inflows.\u003C/p>\n\n\u003Chr />\n\u003Cp>\u003Cstrong>\u003Cimg alt=\"\" class=\"image-align-left\" height=\"298\" src=\"https://quasa.io/storage/photos/00/image - 2025-11-13T124524.667.jpg\" width=\"200\" />Also read:\u003C/strong>\u003C/p>\n\n\u003Cul>\n\t\u003Cli>\u003Ca href=\"https://quasa.io/media/oops-what-happened-the-great-ai-reverse-layoff-is-underway\">Oops, What Happened? The Great AI Reverse Layoff is Underway\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://quasa.io/media/largest-miners-rely-on-ai-revenue-streams\">Largest Miners Rely on AI Revenue Streams\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://quasa.io/media/altcoins-need-bitcoin-near-all-time-highs-to-rally-wintermute-argues\">Altcoins Need Bitcoin Near All-Time Highs to Rally, Wintermute Argues\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://quasa.io/media/what-is-crawl-budget\">What is Crawl Budget?\u003C/a>\u003C/li>\n\u003C/ul>\n\n\u003Ch4>\u003Cstrong>The Road Ahead: Tokenization's Tipping Point\u003C/strong>\u003C/h4>\n\n\u003Cp>JPM Coin's Base debut isn't just a tech upgrade - it's a vote of confidence in hybrid finance. As Mallela noted, "We're moving the industry forward in transacting on public blockchains." With pilots proving viability and partners like Coinbase bridging ecosystems, expect tokenized deposits to redefine $700 trillion in global payments.\u003C/p>\n\n\u003Cp>For institutions, it's yield without the crypto chaos; for blockchain, it's legitimacy from the world's largest bank. As the rollout progresses, JPMorgan's token could tip the scales, proving that the future of money is programmable, profitable, and - finally - public.\u003C/p>\n\n\u003Cp>Author: \u003Ca href=\"https://www.linkedin.com/in/slava-vasipenok/\">Slava Vasipenok\u003C/a>\u003Cbr />\nFounder and CEO of QUASA (quasa.io) - Daily insights on Web3, AI, Crypto, and Freelance. Stay updated on finance, technology trends, and creator tools - with sources and real value.\u003C/p>\n\n\u003Cp>Innovative entrepreneur with over 20 years of experience in IT, fintech, and blockchain. Specializes in decentralized solutions for freelancing, helping to overcome the barriers of traditional finance, especially in developing regions.\u003C/p>\n\n\u003Cp>This is not financial or investment advice. Always do your own research (DYOR).\u003C/p>","jpmorgan-launches-jpm-coin-on-base-bridging-traditional-finance-and-blockchain-with-yield-bearing-deposits","2025-11-13T11:46:27.000000Z","2025-11-19T06:30:00.000000Z","19.11.2025",{"image":82,"thumb":83},"https://quasa.io/storage/images/news/Bzk4ceXCBGW1SZ5jax2BD6pwOJzxOQLZoTEGoEL8.jpg","https://api.quasa.io/thumbs/news-thumb/images/news/Bzk4ceXCBGW1SZ5jax2BD6pwOJzxOQLZoTEGoEL8.jpg","small",null,3853,0,"en",{"id":34,"title":35,"slug":36,"meta_title":90,"meta_description":91,"meta_keywords":92,"deleted_at":85,"created_at":93,"updated_at":94,"lang":88},"Quasa Media's Growth Hacking Finance Blog","Trends in financial literacy. Savings and investment options.","Finance, invest, money, rich, financial plan","2021-10-27T19:57:04.000000Z","2024-08-25T15:36:23.000000Z",[96,109,120,130,141],{"title":97,"description":98,"slug":99,"created_at":100,"publish_at":101,"formatted_created_at":102,"category":103,"links":104,"view_type":84,"video_url":85,"views":107,"likes":87,"lang":88,"comments_count":87,"is_pinned":108},"Market Sizing in Minutes: How Claude AI Just Turned TAM, SAM, and SOM Analysis into a 2-Minute Superpower","For years, calculating Total Addressable Market (TAM), Serviceable Addressable Market (SAM), and Serviceable Obtainable Market (SOM) was one of the most tedious parts of any strategy, pitch deck, or go-to-market plan.","market-sizing-in-minutes-how-claude-ai-just-turned-tam-sam-and-som-analysis-into-a-2-minute-superpower","2026-03-28T18:02:11.000000Z","2026-04-11T03:52:00.000000Z","11.04.2026",{"title":19,"slug":20},{"image":105,"thumb":106},"https://quasa.io/storage/images/news/WqSZ1w4RUZJdakkDj5L1v09G7bkmNxCVAU244BAb.jpg","https://api.quasa.io/thumbs/news-thumb/images/news/WqSZ1w4RUZJdakkDj5L1v09G7bkmNxCVAU244BAb.jpg",9,false,{"title":110,"description":111,"slug":112,"created_at":113,"publish_at":113,"formatted_created_at":114,"category":115,"links":116,"view_type":84,"video_url":85,"views":119,"likes":87,"lang":88,"comments_count":87,"is_pinned":108},"Marble 1.1 — World Labs Just Made Their World Model Significantly Better","World Labs has released a meaningful update to its generative world model: Marble 1.1 and a new, more powerful variant called Marble 1.1 Plus.","marble-1-1-world-labs-just-made-their-world-model-significantly-better","2026-04-10T19:22:07.000000Z","10.04.2026",{"title":43,"slug":44},{"image":117,"thumb":118},"https://quasa.io/storage/images/news/Klmcbo6URuD0uYTxZn4aR9x8zl98NpFfsdMHTGHw.jpg","https://api.quasa.io/thumbs/news-thumb/images/news/Klmcbo6URuD0uYTxZn4aR9x8zl98NpFfsdMHTGHw.jpg",373,{"title":121,"description":122,"slug":123,"created_at":124,"publish_at":124,"formatted_created_at":114,"category":125,"links":126,"view_type":84,"video_url":85,"views":129,"likes":87,"lang":88,"comments_count":87,"is_pinned":108},"Unmasking Runway Characters: The Unexpected Rise of the Real-Time Avatar","The generative AI landscape is moving so fast it's sometimes hard to keep up. But just when we thought we knew what to expect from major players like Runway, they dropped a curveball: Runway Characters.","unmasking-runway-characters-the-unexpected-rise-of-the-real-time-avatar","2026-04-10T19:04:45.000000Z",{"title":58,"slug":63},{"image":127,"thumb":128},"https://quasa.io/storage/images/news/Lxi7mPfuvku81DkTvlELBfErpx8nbus6cXvBCWMk.jpg","https://api.quasa.io/thumbs/news-thumb/images/news/Lxi7mPfuvku81DkTvlELBfErpx8nbus6cXvBCWMk.jpg",347,{"title":131,"description":132,"slug":133,"created_at":134,"publish_at":134,"formatted_created_at":114,"category":135,"links":136,"view_type":84,"video_url":85,"views":139,"likes":140,"lang":88,"comments_count":87,"is_pinned":108},"Claude Mythos Just Broke Cybersecurity: The AI That Finds Vulnerabilities Better Than Most Human Hackers","Anthropic has quietly unleashed something terrifyingly powerful — and then immediately locked it away.","claude-mythos-just-broke-cybersecurity-the-ai-that-finds-vulnerabilities-better-than-most-human-hackers","2026-04-10T15:10:28.000000Z",{"title":43,"slug":44},{"image":137,"thumb":138},"https://quasa.io/storage/images/news/mzgaJsOkQfbcba4vvmQXFniw06VALNMRRGcRLVXF.jpg","https://api.quasa.io/thumbs/news-thumb/images/news/mzgaJsOkQfbcba4vvmQXFniw06VALNMRRGcRLVXF.jpg",580,1,{"title":142,"description":143,"slug":144,"created_at":145,"publish_at":146,"formatted_created_at":114,"category":147,"links":148,"view_type":84,"video_url":85,"views":151,"likes":87,"lang":88,"comments_count":87,"is_pinned":108},"China’s Five-Year Plans Strike Again: How Centralized Vision and Competitive Freedom Are Powering the Next Frontier of Brain-Computer Interfaces","In an era of breakneck technological change, China’s much-maligned five-year planning system is proving surprisingly effective. Far from the rigid, top-down micromanagement of the Soviet era, Beijing’s modern industrial strategies deliberately avoid over-specifying every detail.","china-s-five-year-plans-strike-again-how-centralized-vision-and-competitive-freedom-are-powering-the-next-frontier-of-brain-computer-interfaces","2026-03-28T17:45:42.000000Z","2026-04-10T11:36:00.000000Z",{"title":43,"slug":44},{"image":149,"thumb":150},"https://quasa.io/storage/images/news/9e878UicRgHXBtTQ74llERUUJHi9VJhY6RrS6GzZ.jpg","https://api.quasa.io/thumbs/news-thumb/images/news/9e878UicRgHXBtTQ74llERUUJHi9VJhY6RrS6GzZ.jpg",627,[153,166,180,192,204],{"title":154,"description":155,"slug":156,"created_at":157,"publish_at":158,"formatted_created_at":159,"category":160,"links":161,"view_type":84,"video_url":85,"views":164,"likes":165,"lang":88,"comments_count":87,"is_pinned":108},"The Anatomy of an Entrepreneur","Entrepreneur is a French word that means an enterpriser. Enterprisers are people who undertake a business or enterprise with the chance of earning profits or suffering from loss.","the-anatomy-of-an-entrepreneur","2021-08-04T15:18:21.000000Z","2025-12-14T06:09:00.000000Z","14.12.2025",{"title":65,"slug":66},{"image":162,"thumb":163},"https://quasa.io/storage/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp","https://api.quasa.io/thumbs/news-thumb/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp",69359,2,{"title":167,"description":168,"slug":169,"created_at":170,"publish_at":171,"formatted_created_at":172,"category":173,"links":174,"view_type":177,"video_url":85,"views":178,"likes":179,"lang":88,"comments_count":87,"is_pinned":108},"Advertising on QUASA","QUASA MEDIA is read by more than 400 thousand people a month. We offer to place your article, add a link or order the writing of an article for publication.","advertising-on-quasa","2022-07-06T07:33:02.000000Z","2025-12-15T17:33:02.000000Z","15.12.2025",{"title":58,"slug":63},{"image":175,"thumb":176},"https://quasa.io/storage/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","https://api.quasa.io/thumbs/news-thumb/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","large",69031,4,{"title":181,"description":182,"slug":183,"created_at":184,"publish_at":185,"formatted_created_at":186,"category":187,"links":188,"view_type":84,"video_url":85,"views":191,"likes":179,"lang":88,"comments_count":87,"is_pinned":108},"What is a Startup?","A startup is not a new company, not a tech company, nor a new tech company. You can be a new tech company, if your goal is not to grow high and fast; then, you are not a startup. ","what-is-a-startup","2021-08-04T12:05:17.000000Z","2025-12-17T13:02:00.000000Z","17.12.2025",{"title":65,"slug":66},{"image":189,"thumb":190},"https://quasa.io/storage/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp","https://api.quasa.io/thumbs/news-thumb/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp",66837,{"title":193,"description":194,"slug":195,"created_at":196,"publish_at":197,"formatted_created_at":198,"category":199,"links":200,"view_type":84,"video_url":85,"views":203,"likes":165,"lang":88,"comments_count":140,"is_pinned":108},"Top 5 Tips to Make More Money as a Content Creator","Content creators are one of the most desired job titles right now. Who wouldn’t want to earn a living online?","top-5-tips-to-make-more-money-as-a-content-creator","2022-01-17T17:31:51.000000Z","2026-01-17T11:30:00.000000Z","17.01.2026",{"title":19,"slug":20},{"image":201,"thumb":202},"https://quasa.io/storage/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg","https://api.quasa.io/thumbs/news-thumb/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg",40995,{"title":205,"description":206,"slug":207,"created_at":208,"publish_at":209,"formatted_created_at":210,"category":211,"links":212,"view_type":177,"video_url":85,"views":215,"likes":165,"lang":88,"comments_count":87,"is_pinned":108},"8 Logo Design Tips for Small Businesses","Your logo tells the story of your business and the values you stand for.","8-logo-design-tips-for-small-businesses","2021-12-04T21:59:52.000000Z","2025-05-05T03:30:00.000000Z","05.05.2025",{"title":15,"slug":16},{"image":213,"thumb":214},"https://quasa.io/storage/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg","https://api.quasa.io/thumbs/news-thumb/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg",40214,[217,218,219,220,221,222,223,224,225,226,227,228,229],{"title":23,"slug":24},{"title":47,"slug":48},{"title":55,"slug":56},{"title":43,"slug":44},{"title":51,"slug":52},{"title":31,"slug":32},{"title":35,"slug":36},{"title":27,"slug":28},{"title":19,"slug":20},{"title":15,"slug":16},{"title":58,"slug":63},{"title":11,"slug":12},{"title":65,"slug":66}]