[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"nav-categories":3,"article-great-apps-to-help-fix-a-bad-credit-score":70},{"data":4},[5,37,57,64],{"name":6,"slug":7,"categories":8},"Productivity","productivity",[9,13,17,21,25,29,33],{"id":10,"title":11,"slug":12},17,"Branding","branding",{"id":14,"title":15,"slug":16},19,"Marketing","marketing",{"id":18,"title":19,"slug":20},20,"Work","work",{"id":22,"title":23,"slug":24},34,"Community","community",{"id":26,"title":27,"slug":28},21,"For newbies","for-newbies",{"id":30,"title":31,"slug":32},24,"Investment","investment",{"id":34,"title":35,"slug":36},22,"Finance","finance",{"name":38,"slug":39,"categories":40},"Tech","tech",[41,45,49,53],{"id":42,"title":43,"slug":44},28,"Technology","technology",{"id":46,"title":47,"slug":48},32,"Artificial Intelligence","artificial-intelligence",{"id":50,"title":51,"slug":52},26,"Security and protection","security-and-protection",{"id":54,"title":55,"slug":56},31,"YouTube Blog","youtube-blog",{"name":58,"slug":59,"categories":60},"News","news",[61],{"id":62,"title":58,"slug":63},18,"quasanews",{"name":65,"slug":66,"categories":67},"Business","business",[68],{"id":69,"title":65,"slug":66},16,{"post":71,"published_news":95,"popular_news":163,"categories":233},{"title":72,"description":73,"meta_title":72,"meta_description":73,"meta_keywords":72,"text":74,"slug":75,"created_at":76,"publish_at":77,"formatted_created_at":78,"category_id":34,"links":79,"view_type":84,"video_url":85,"views":86,"likes":87,"lang":88,"comments_count":87,"category":89},"Great Apps to help Fix a Bad Credit Score","Making a big purchase will often require you to take out a loan. A new car, a home, or a renovation project are perfect examples of this.","\u003Cp>Hello!\u003C/p>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-14/ats-1.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"166\" src=\"https://cdn.quasa.io/photos/foto-14/ats-1.png\" width=\"300\" / alt=\"Great Apps to help Fix a Bad Credit Score\" loading=\"lazy\">\u003C/picture>Making a big purchase will often require you to take out a loan. A new car, a home, or a renovation project are perfect examples of this. Still, this won’t be easy for everyone. Depending on your credit score, you may even be rejected by the bank. I’ve definitely had this happen to me on a couple of occasions. At one point, my score was well below 450. On a scale from 300 to 800, that is bad. Not catastrophic but definitely bad. If you’re in a similar situation, you must be wondering – how do you get out of this pickle?\u003C/p>\n\n\u003Ch3>Assess your finances to understand how bad they actually are\u003C/h3>\n\n\u003Cp>What’s a low credit score anyway? It really depends on what you’re aiming for. In order to rent an apartment, you’ll need it to be above 620. You won’t get a \u003Ca href=\"https://quasa.io/media/how-to-fix-the-issues-in-the-credit-card\">credit card\u003C/a> issued without at least 700. For a car loan, a number closer to 750 is ideal. For a home, it will need to be at the very top of the scale. If these numbers sound high to you – you have a problem. I had one too. My bad credit score  was an issue for years. The first step I had to take was to objectively assess my situation. I had to understand my income, how much I spent on bare necessities, and what were the things that I was essentially wasting money on. You won’t get far unless you do this. \u003C/p>\n\n\u003Ch3>Take it one step at the time to avoid failure\u003C/h3>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-14/ats-2.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"154\" src=\"https://cdn.quasa.io/photos/foto-14/ats-2.jpeg\" width=\"300\" / alt=\"Great Apps to help Fix a Bad Credit Score\" loading=\"lazy\">\u003C/picture>A low credit score usually stems from debt. Loans, credit cards, and unplanned expenses can easily put you in the red. This, in turn, is not something you can just get rid of in a single day. Once you are able to systematize your finances and really rein in your expenses, you can start saving and paying off your loans. Every little bit counts. Let’s say your aim is to reach the minimum credit score for renting a house. Know that this will take time. Always look to manage your money efficiently and use all the help you can get from online resources. After a while, your credit score for renting should start looking much better. Be patient.\u003C/p>\n\n\u003Ch3>Look for advice if you feel lost\u003C/h3>\n\n\u003Cp>If you’re wondering how to clean up your credit report yourself – you are not alone. Plenty of people are looking to do this without the help of expensive financial advisors that would only add to the burden. Believe it or not, your smartphone will come in handy on this mission. Some apps designed for managing money and discussing strategies could make a big difference. This is a particularly useful list and I can say that each of these apps has helped me in one way or another in cleaning up my act.\u003C/p>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-14/ats-3.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"117\" src=\"https://cdn.quasa.io/photos/foto-14/ats-3.jpeg\" width=\"300\" / alt=\"Great Apps to help Fix a Bad Credit Score\" loading=\"lazy\">\u003C/picture>Of course, you will still have to work hard and stay focused. There is no miracle way to improve credit score immediately. It takes time and dedication but, with a little boost from technology, you’ll get there soon enough.\u003C/p>\n\n\u003Ch4>Conclusion\u003C/h4>\n\n\u003Cp>A \u003Ca href=\"https://quasa.io/media/loans-for-bad-credit-borrowers-a-perfect-solution-nonetheless\">bad credit score\u003C/a> can set you back quite a bit. Your previous debt can even prevent you from buying a new car, let alone your dream home. If you want to get anything done in life, you’ll need to push that number above 700. The first step is to objectively assess your financial situation and see where all the money is going. Take one step at the time, rein in your expenses, and ask for advice. Don’t be afraid to rely on smartphone apps for help. A few trusted pieces of software could make a difference in how fast you achieve your goals.\u003C/p>\n\n\u003Cp>Thank you!\u003Cbr />\nSubscribe to our newsletter! Join us on social networks!\u003Cbr />\nSee you!\u003C/p>\n\n\u003Cp> \u003C/p>","great-apps-to-help-fix-a-bad-credit-score","2022-03-03T22:25:56.000000Z","2022-03-03T14:30:00.000000Z","03.03.2022",{"image":80,"image_webp":81,"thumb":82,"thumb_webp":83},"https://cdn.quasa.io/images/news/GsBMX4WJxQ834Qz0olrheyTrbEpRQ9wSKw1s5nl6.png","https://cdn.quasa.io/images/news/GsBMX4WJxQ834Qz0olrheyTrbEpRQ9wSKw1s5nl6.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/GsBMX4WJxQ834Qz0olrheyTrbEpRQ9wSKw1s5nl6.png","https://cdn.quasa.io/thumbs/news-thumb/images/news/GsBMX4WJxQ834Qz0olrheyTrbEpRQ9wSKw1s5nl6.webp","large",null,3150,0,"en",{"id":34,"title":35,"slug":36,"meta_title":90,"meta_description":91,"meta_keywords":92,"deleted_at":85,"created_at":93,"updated_at":94,"lang":88},"Quasa Media's Growth Hacking Finance Blog","Trends in financial literacy. Savings and investment options.","Finance, invest, money, rich, financial plan","2021-10-27T19:57:04.000000Z","2024-08-25T15:36:23.000000Z",[96,112,124,137,150],{"title":97,"description":98,"slug":99,"created_at":100,"publish_at":101,"formatted_created_at":102,"category":103,"links":104,"view_type":109,"video_url":85,"views":110,"likes":87,"lang":88,"comments_count":87,"is_pinned":111},"GitHub’s AI Agent Tsunami: 275 Million Commits a Week, 14 Billion Projected for 2026 — And the Platform Is Starting to Crack","GitHub just hit numbers that would have sounded like science fiction twelve months ago.","github-s-ai-agent-tsunami-275-million-commits-a-week-14-billion-projected-for-2026-and-the-platform-is-starting-to-crack","2026-04-17T17:10:50.000000Z","2026-04-20T11:57:00.000000Z","20.04.2026",{"title":58,"slug":63},{"image":105,"image_webp":106,"thumb":107,"thumb_webp":108},"https://cdn.quasa.io/images/news/XZTYmDGdaBEeRqB4Fv56AeOVoRtMa9PgoABzA3uj.jpg","https://cdn.quasa.io/images/news/XZTYmDGdaBEeRqB4Fv56AeOVoRtMa9PgoABzA3uj.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/XZTYmDGdaBEeRqB4Fv56AeOVoRtMa9PgoABzA3uj.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/XZTYmDGdaBEeRqB4Fv56AeOVoRtMa9PgoABzA3uj.webp","small",9,false,{"title":113,"description":114,"slug":115,"created_at":116,"publish_at":117,"formatted_created_at":102,"category":118,"links":119,"view_type":109,"video_url":85,"views":34,"likes":87,"lang":88,"comments_count":87,"is_pinned":111},"Time’s Up for SaaS: Grow Faster or Disappear","The public markets have spoken — and the verdict is brutal. In early 2026, the software sector is in freefall. The Meritech Public SaaS Index has plunged 37% since the end of Q3 2025.","time-s-up-for-saas-grow-faster-or-disappear","2026-04-17T16:42:27.000000Z","2026-04-20T09:32:00.000000Z",{"title":31,"slug":32},{"image":120,"image_webp":121,"thumb":122,"thumb_webp":123},"https://cdn.quasa.io/images/news/Pgd6kFN0MEzRDCuMrQRslHnVu4QNjjMMfuhEgOWY.jpg","https://cdn.quasa.io/images/news/Pgd6kFN0MEzRDCuMrQRslHnVu4QNjjMMfuhEgOWY.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/Pgd6kFN0MEzRDCuMrQRslHnVu4QNjjMMfuhEgOWY.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/Pgd6kFN0MEzRDCuMrQRslHnVu4QNjjMMfuhEgOWY.webp",{"title":125,"description":126,"slug":127,"created_at":128,"publish_at":129,"formatted_created_at":102,"category":130,"links":131,"view_type":109,"video_url":85,"views":136,"likes":87,"lang":88,"comments_count":87,"is_pinned":111},"Twitter Dev Builds “Stukach-Claw” — An AI Snitch Bot That’s Already Reported 4,250 People to the IRS for Tax Jokes","A crypto trader and developer known as @camolNFT has gone viral after revealing he built an autonomous AI agent called OpenClaw (affectionately dubbed Stukach-Claw by Russian-speaking users) that actively hunts for “jokes” about tax evasion on social media and automatically files whistleblower reports with the IRS.","twitter-dev-builds-stukach-claw-an-ai-snitch-bot-that-s-already-reported-4-250-people-to-the-irs-for-tax-jokes","2026-04-17T12:09:57.000000Z","2026-04-20T06:06:00.000000Z",{"title":19,"slug":20},{"image":132,"image_webp":133,"thumb":134,"thumb_webp":135},"https://cdn.quasa.io/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.jpg","https://cdn.quasa.io/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.webp",41,{"title":138,"description":139,"slug":140,"created_at":141,"publish_at":142,"formatted_created_at":102,"category":143,"links":144,"view_type":109,"video_url":85,"views":149,"likes":87,"lang":88,"comments_count":87,"is_pinned":111},"Baidu Drops ERNIE-Image: A Compact 8B Open-Source Text-to-Image Model That Tops the Charts","Baidu has just released ERNIE-Image — a new open-weight text-to-image generator that is already turning heads in the AI community.","baidu-drops-ernie-image-a-compact-8b-open-source-text-to-image-model-that-tops-the-charts","2026-04-17T11:57:35.000000Z","2026-04-20T03:44:00.000000Z",{"title":47,"slug":48},{"image":145,"image_webp":146,"thumb":147,"thumb_webp":148},"https://cdn.quasa.io/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.jpg","https://cdn.quasa.io/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.webp",54,{"title":151,"description":152,"slug":153,"created_at":154,"publish_at":154,"formatted_created_at":155,"category":156,"links":157,"view_type":109,"video_url":85,"views":162,"likes":87,"lang":88,"comments_count":87,"is_pinned":111},"Cloudflare Just Made Email a First-Class Citizen for AI Agents — And Traditional Email Services Are Feeling It","On April 17, 2026, Cloudflare quietly turned a long-standing dream into reality: it moved Email Service into public beta and added full Email Sending alongside the years-old Email Routing.","cloudflare-just-made-email-a-first-class-citizen-for-ai-agents-and-traditional-email-services-are-feeling-it","2026-04-19T18:41:05.000000Z","19.04.2026",{"title":43,"slug":44},{"image":158,"image_webp":159,"thumb":160,"thumb_webp":161},"https://cdn.quasa.io/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.jpg","https://cdn.quasa.io/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.webp",103,[164,177,192,204,219],{"title":165,"description":166,"slug":167,"created_at":168,"publish_at":169,"formatted_created_at":170,"category":171,"links":172,"view_type":109,"video_url":85,"views":175,"likes":176,"lang":88,"comments_count":87,"is_pinned":111},"The Anatomy of an Entrepreneur","Entrepreneur is a French word that means an enterpriser. Enterprisers are people who undertake a business or enterprise with the chance of earning profits or suffering from loss.","the-anatomy-of-an-entrepreneur","2021-08-04T15:18:21.000000Z","2025-12-14T06:09:00.000000Z","14.12.2025",{"title":65,"slug":66},{"image":173,"image_webp":85,"thumb":174,"thumb_webp":174},"https://cdn.quasa.io/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp",70918,2,{"title":178,"description":179,"slug":180,"created_at":181,"publish_at":182,"formatted_created_at":183,"category":184,"links":185,"view_type":84,"video_url":85,"views":190,"likes":191,"lang":88,"comments_count":87,"is_pinned":111},"Advertising on QUASA","QUASA MEDIA is read by more than 400 thousand people a month. We offer to place your article, add a link or order the writing of an article for publication.","advertising-on-quasa","2022-07-06T07:33:02.000000Z","2025-12-15T17:33:02.000000Z","15.12.2025",{"title":58,"slug":63},{"image":186,"image_webp":187,"thumb":188,"thumb_webp":189},"https://cdn.quasa.io/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","https://cdn.quasa.io/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.webp",70683,4,{"title":193,"description":194,"slug":195,"created_at":196,"publish_at":197,"formatted_created_at":198,"category":199,"links":200,"view_type":109,"video_url":85,"views":203,"likes":191,"lang":88,"comments_count":87,"is_pinned":111},"What is a Startup?","A startup is not a new company, not a tech company, nor a new tech company. You can be a new tech company, if your goal is not to grow high and fast; then, you are not a startup. ","what-is-a-startup","2021-08-04T12:05:17.000000Z","2025-12-17T13:02:00.000000Z","17.12.2025",{"title":65,"slug":66},{"image":201,"image_webp":85,"thumb":202,"thumb_webp":202},"https://cdn.quasa.io/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp",68313,{"title":205,"description":206,"slug":207,"created_at":208,"publish_at":209,"formatted_created_at":210,"category":211,"links":212,"view_type":109,"video_url":85,"views":217,"likes":176,"lang":88,"comments_count":218,"is_pinned":111},"Top 5 Tips to Make More Money as a Content Creator","Content creators are one of the most desired job titles right now. Who wouldn’t want to earn a living online?","top-5-tips-to-make-more-money-as-a-content-creator","2022-01-17T17:31:51.000000Z","2026-01-17T11:30:00.000000Z","17.01.2026",{"title":19,"slug":20},{"image":213,"image_webp":214,"thumb":215,"thumb_webp":216},"https://cdn.quasa.io/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg","https://cdn.quasa.io/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.webp",42281,1,{"title":220,"description":221,"slug":222,"created_at":223,"publish_at":224,"formatted_created_at":225,"category":226,"links":227,"view_type":84,"video_url":85,"views":232,"likes":176,"lang":88,"comments_count":87,"is_pinned":111},"8 Logo Design Tips for Small Businesses","Your logo tells the story of your business and the values you stand for.","8-logo-design-tips-for-small-businesses","2021-12-04T21:59:52.000000Z","2025-05-05T03:30:00.000000Z","05.05.2025",{"title":15,"slug":16},{"image":228,"image_webp":229,"thumb":230,"thumb_webp":231},"https://cdn.quasa.io/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg","https://cdn.quasa.io/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.webp",41375,[234,235,236,237,238,239,240,241,242,243,244,245,246],{"title":23,"slug":24},{"title":47,"slug":48},{"title":55,"slug":56},{"title":43,"slug":44},{"title":51,"slug":52},{"title":31,"slug":32},{"title":35,"slug":36},{"title":27,"slug":28},{"title":19,"slug":20},{"title":15,"slug":16},{"title":58,"slug":63},{"title":11,"slug":12},{"title":65,"slug":66}]