[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"nav-categories":3,"article-fixed-deposit-rates":70},{"data":4},[5,37,57,64],{"name":6,"slug":7,"categories":8},"Productivity","productivity",[9,13,17,21,25,29,33],{"id":10,"title":11,"slug":12},17,"Branding","branding",{"id":14,"title":15,"slug":16},19,"Marketing","marketing",{"id":18,"title":19,"slug":20},20,"Work","work",{"id":22,"title":23,"slug":24},34,"Community","community",{"id":26,"title":27,"slug":28},21,"For newbies","for-newbies",{"id":30,"title":31,"slug":32},24,"Investment","investment",{"id":34,"title":35,"slug":36},22,"Finance","finance",{"name":38,"slug":39,"categories":40},"Tech","tech",[41,45,49,53],{"id":42,"title":43,"slug":44},28,"Technology","technology",{"id":46,"title":47,"slug":48},32,"Artificial Intelligence","artificial-intelligence",{"id":50,"title":51,"slug":52},26,"Security and protection","security-and-protection",{"id":54,"title":55,"slug":56},31,"YouTube Blog","youtube-blog",{"name":58,"slug":59,"categories":60},"News","news",[61],{"id":62,"title":58,"slug":63},18,"quasanews",{"name":65,"slug":66,"categories":67},"Business","business",[68],{"id":69,"title":65,"slug":66},16,{"post":71,"published_news":97,"popular_news":163,"categories":233},{"title":72,"description":73,"meta_title":72,"meta_description":73,"meta_keywords":74,"text":75,"slug":76,"created_at":77,"publish_at":78,"formatted_created_at":79,"category_id":34,"links":80,"view_type":85,"video_url":86,"views":87,"likes":88,"lang":89,"comments_count":90,"category":91},"Fixed Deposit Rates","A fixed deposit is much more advantageous than other investments as they provide a higher rate of interest as compared to a regular savings account.","A fixed deposit, finance, savings","\u003Cp>Hello!\u003C/p>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-19/ssssssss-11.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"194\" src=\"https://cdn.quasa.io/photos/foto-19/ssssssss-11.jpeg\" width=\"259\" / alt=\"Fixed Deposit Rates\" loading=\"lazy\">\u003C/picture>A fixed deposit is much more advantageous than other investments as they provide a higher rate of interest as compared to a regular savings account. The capital in the fixed deposit cannot be withdrawn until the maturity date.\u003C/p>\n\n\u003Cp>People usually prefer fixed deposits over others as it is inclusive and independent of fluctuating market rates and stock indices, making it easier to supervise.\u003C/p>\n\n\u003Cp>Being one of the most selected investment parkways, it is preferred by investors of all age groups. Talking about today’s scenario, where stock markets have subsequently dropped down, there has been no deduction in fixed deposits. In fact, it has soared up by over Rs. 2.8 lakh crores, during the lockdown.\u003C/p>\n\n\u003Ch4>\u003Cstrong>Reasons to choose fixed deposit:\u003C/strong>\u003C/h4>\n\n\u003Cul>\n\t\u003Cli>One of the most popular stable forms of investment with bound returns until the maturity period.\u003C/li>\n\t\u003Cli>Higher rates of interest when compared to other savings accounts or investing options.\u003C/li>\n\t\u003Cli>During times of emergencies, one doesn’t need to apply for personal \u003Ca href=\"https://quasa.io/media/essential-guide-to-getting-instant-business-loan\" target=\"_blank\">loans\u003C/a>, instead opt for a loan against a fixed deposit.\u003C/li>\n\t\u003Cli>It is adaptable, that is, one gets an option to deposit any amount of sum within a term of 7 days to 10 years.\u003C/li>\n\u003C/ul>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-19/ssssssss-12.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"168\" src=\"https://cdn.quasa.io/photos/foto-19/ssssssss-12.jpeg\" width=\"300\" / alt=\"Fixed Deposit Rates\" loading=\"lazy\">\u003C/picture>Mostly people prefer to invest according to the fixed deposit interest rates. The interest rates affect investment in the following ways:\u003C/p>\n\n\u003Cul>\n\t\u003Cli>The savings financed in fixed deposit earn interest according to the amount invested as per the pre-decided interest rate proposed by the issuer. Higher growth of savings can be earned on locking up to elevated interest rates.\u003C/li>\n\u003C/ul>\n\n\u003Cp>Even if the issuer changes the rates, one still continues to earn the same rate of interest as decided pre-hand on the particular savings. It also remains unaffected by any change in the market rate\u003C/p>\n\n\u003Ch4>\u003Cstrong>Factors which affect the fixed deposit interest rates:\u003C/strong>\u003C/h4>\n\n\u003Cul>\n\t\u003Cli>The interest rates largely depend on the issuer and vary from one to another. Generally, the interest rates offered by NBFCs and other firms are much higher than those offered by banks or post office FDs.\u003C/li>\n\t\u003Cli>For a few years, RBI has focused on increasing liquidity in the economy, thereby reducing the fixed deposit interest rates numerous times. This has brought the repo rates down, which has exerted downcast pressure.\u003C/li>\n\t\u003Cli>The interest rates also depend on the term the savings has been invested for. Longer tenure would lead to elevated rates of interest, whereas shorter tenure would mean lower rates of interest.\u003C/li>\n\t\u003Cli>The interest rate also varies according to the payouts. If the payout is during the maturity period, the rate of interest is generally high as compared to situations where people choose periodic payouts, where the interest rate is likely to reduce.\u003C/li>\n\t\u003Cli>The issuer generally offers a higher rate of interest on fixed deposit to senior citizens, their workers, and for prevailing clients.\u003C/li>\n\t\u003Cli>Higher Fixed deposit interest rates are also offered on renewing deposits as a renewal bonus.\u003C/li>\n\u003C/ul>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-19/ssssssss-15.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"194\" src=\"https://cdn.quasa.io/photos/foto-19/ssssssss-15.jpeg\" width=\"259\" / alt=\"Fixed Deposit Rates\" loading=\"lazy\">\u003C/picture>The average rate of interest offered by the financiers is 5-6%. However, there are certain firms like Bajaj Finance Fixed deposit which might offer lucrative interest rates up to 7.60% for fresh customers and an exceptionally high rate of interest for prevailing clients up to 7.70%. They offer even higher rate of interest for senior citizens up to 7.85%. A renewal bonus of 0.10% on the existing rate of interest is also offered on renewing the deposits.\u003C/p>\n\n\u003Ch4>\u003Cstrong>Calculation of fixed deposits:\u003C/strong>\u003C/h4>\n\n\u003Cp>A new online feature called a fixed deposit interest calculator had been introduced by a few firms like Bajaj Finance, which helps their clients to calculate and analyze their plan for investments in advance.\u003C/p>\n\n\u003Cp>This can be easily accessed by the customers by simply filling out a few details like payout terms, interest rates, investment sum, etc. After this, the interest applicable pops up on the screen within a few seconds.\u003C/p>\n\n\u003Cp>With the help of this calculator, one can easily speculate monthly interest, maturity amount, date, and tenure, etc.\u003C/p>\n\n\u003Cp>\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/foto-19/ssssssss-16.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"225\" src=\"https://cdn.quasa.io/photos/foto-19/ssssssss-16.jpeg\" width=\"300\" / alt=\"Fixed Deposit Rates\" loading=\"lazy\">\u003C/picture>In addition to this, the clients get the opportunity to compare and contrast various firms in the market to find their best choice according to their requirements within a few minutes.\u003C/p>\n\n\u003Cp>One can choose a period between 12 months to 60 months as well as their interest payouts during the maturity. Existing customers get the opportunity to invest online from their homes while it is not so difficult for even fresh customers, which can be easily availed.\u003C/p>\n\n\u003Cp>Thank you!\u003Cbr />\nJoin us on social media!\u003Cbr />\nSee you!\u003C/p>","fixed-deposit-rates","2024-02-11T08:31:15.000000Z","2024-02-11T09:00:00.000000Z","11.02.2024",{"image":81,"image_webp":82,"thumb":83,"thumb_webp":84},"https://cdn.quasa.io/images/news/8h6F7gk4bZp88UGr4Zi2yMAY1fH1MTpaQ4xAS0Xr.jpg","https://cdn.quasa.io/images/news/8h6F7gk4bZp88UGr4Zi2yMAY1fH1MTpaQ4xAS0Xr.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/8h6F7gk4bZp88UGr4Zi2yMAY1fH1MTpaQ4xAS0Xr.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/8h6F7gk4bZp88UGr4Zi2yMAY1fH1MTpaQ4xAS0Xr.webp","large",null,2454,3,"en",0,{"id":34,"title":35,"slug":36,"meta_title":92,"meta_description":93,"meta_keywords":94,"deleted_at":86,"created_at":95,"updated_at":96,"lang":89},"Quasa Media's Growth Hacking Finance Blog","Trends in financial literacy. Savings and investment options.","Finance, invest, money, rich, financial plan","2021-10-27T19:57:04.000000Z","2024-08-25T15:36:23.000000Z",[98,114,126,139,151],{"title":99,"description":100,"slug":101,"created_at":102,"publish_at":103,"formatted_created_at":104,"category":105,"links":106,"view_type":111,"video_url":86,"views":112,"likes":90,"lang":89,"comments_count":90,"is_pinned":113},"Twitter Dev Builds “Stukach-Claw” — An AI Snitch Bot That’s Already Reported 4,250 People to the IRS for Tax Jokes","A crypto trader and developer known as @camolNFT has gone viral after revealing he built an autonomous AI agent called OpenClaw (affectionately dubbed Stukach-Claw by Russian-speaking users) that actively hunts for “jokes” about tax evasion on social media and automatically files whistleblower reports with the IRS.","twitter-dev-builds-stukach-claw-an-ai-snitch-bot-that-s-already-reported-4-250-people-to-the-irs-for-tax-jokes","2026-04-17T12:09:57.000000Z","2026-04-20T06:06:00.000000Z","20.04.2026",{"title":19,"slug":20},{"image":107,"image_webp":108,"thumb":109,"thumb_webp":110},"https://cdn.quasa.io/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.jpg","https://cdn.quasa.io/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.webp","small",6,false,{"title":115,"description":116,"slug":117,"created_at":118,"publish_at":119,"formatted_created_at":104,"category":120,"links":121,"view_type":111,"video_url":86,"views":18,"likes":90,"lang":89,"comments_count":90,"is_pinned":113},"Baidu Drops ERNIE-Image: A Compact 8B Open-Source Text-to-Image Model That Tops the Charts","Baidu has just released ERNIE-Image — a new open-weight text-to-image generator that is already turning heads in the AI community.","baidu-drops-ernie-image-a-compact-8b-open-source-text-to-image-model-that-tops-the-charts","2026-04-17T11:57:35.000000Z","2026-04-20T03:44:00.000000Z",{"title":47,"slug":48},{"image":122,"image_webp":123,"thumb":124,"thumb_webp":125},"https://cdn.quasa.io/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.jpg","https://cdn.quasa.io/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.webp",{"title":127,"description":128,"slug":129,"created_at":130,"publish_at":130,"formatted_created_at":131,"category":132,"links":133,"view_type":111,"video_url":86,"views":138,"likes":90,"lang":89,"comments_count":90,"is_pinned":113},"Cloudflare Just Made Email a First-Class Citizen for AI Agents — And Traditional Email Services Are Feeling It","On April 17, 2026, Cloudflare quietly turned a long-standing dream into reality: it moved Email Service into public beta and added full Email Sending alongside the years-old Email Routing.","cloudflare-just-made-email-a-first-class-citizen-for-ai-agents-and-traditional-email-services-are-feeling-it","2026-04-19T18:41:05.000000Z","19.04.2026",{"title":43,"slug":44},{"image":134,"image_webp":135,"thumb":136,"thumb_webp":137},"https://cdn.quasa.io/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.jpg","https://cdn.quasa.io/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.webp",70,{"title":140,"description":141,"slug":142,"created_at":143,"publish_at":143,"formatted_created_at":131,"category":144,"links":145,"view_type":111,"video_url":86,"views":150,"likes":90,"lang":89,"comments_count":90,"is_pinned":113},"Mozilla Nails It: Thunderbolt Brings “ChatGPT at Home” to the Enterprise — Without Vendor Lock-In","While OpenAI and Anthropic race to sell their proprietary AI platforms to big corporations, Mozilla’s subsidiary MZLA Technologies has taken a very different route.","mozilla-nails-it-thunderbolt-brings-chatgpt-at-home-to-the-enterprise-without-vendor-lock-in","2026-04-19T15:37:27.000000Z",{"title":58,"slug":63},{"image":146,"image_webp":147,"thumb":148,"thumb_webp":149},"https://cdn.quasa.io/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.jpg","https://cdn.quasa.io/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.webp",85,{"title":152,"description":153,"slug":154,"created_at":155,"publish_at":155,"formatted_created_at":131,"category":156,"links":157,"view_type":111,"video_url":86,"views":162,"likes":90,"lang":89,"comments_count":90,"is_pinned":113},"X Is Finally Cracking Down on Unlabeled Ads — And It’s Personal","For years, X (formerly Twitter) has been a playground for undisclosed promotions, coordinated spam networks, and “native” advertising that masquerades as organic content.","x-is-finally-cracking-down-on-unlabeled-ads-and-it-s-personal","2026-04-19T15:07:48.000000Z",{"title":65,"slug":66},{"image":158,"image_webp":159,"thumb":160,"thumb_webp":161},"https://cdn.quasa.io/images/news/CQJ1gdssFGyJpfhfmRU2X4WT5fk5Boc8APXsjWX6.jpg","https://cdn.quasa.io/images/news/CQJ1gdssFGyJpfhfmRU2X4WT5fk5Boc8APXsjWX6.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/CQJ1gdssFGyJpfhfmRU2X4WT5fk5Boc8APXsjWX6.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/CQJ1gdssFGyJpfhfmRU2X4WT5fk5Boc8APXsjWX6.webp",87,[164,177,192,204,219],{"title":165,"description":166,"slug":167,"created_at":168,"publish_at":169,"formatted_created_at":170,"category":171,"links":172,"view_type":111,"video_url":86,"views":175,"likes":176,"lang":89,"comments_count":90,"is_pinned":113},"The Anatomy of an Entrepreneur","Entrepreneur is a French word that means an enterpriser. Enterprisers are people who undertake a business or enterprise with the chance of earning profits or suffering from loss.","the-anatomy-of-an-entrepreneur","2021-08-04T15:18:21.000000Z","2025-12-14T06:09:00.000000Z","14.12.2025",{"title":65,"slug":66},{"image":173,"image_webp":86,"thumb":174,"thumb_webp":174},"https://cdn.quasa.io/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp",70883,2,{"title":178,"description":179,"slug":180,"created_at":181,"publish_at":182,"formatted_created_at":183,"category":184,"links":185,"view_type":85,"video_url":86,"views":190,"likes":191,"lang":89,"comments_count":90,"is_pinned":113},"Advertising on QUASA","QUASA MEDIA is read by more than 400 thousand people a month. We offer to place your article, add a link or order the writing of an article for publication.","advertising-on-quasa","2022-07-06T07:33:02.000000Z","2025-12-15T17:33:02.000000Z","15.12.2025",{"title":58,"slug":63},{"image":186,"image_webp":187,"thumb":188,"thumb_webp":189},"https://cdn.quasa.io/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","https://cdn.quasa.io/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.webp",70648,4,{"title":193,"description":194,"slug":195,"created_at":196,"publish_at":197,"formatted_created_at":198,"category":199,"links":200,"view_type":111,"video_url":86,"views":203,"likes":191,"lang":89,"comments_count":90,"is_pinned":113},"What is a Startup?","A startup is not a new company, not a tech company, nor a new tech company. You can be a new tech company, if your goal is not to grow high and fast; then, you are not a startup. ","what-is-a-startup","2021-08-04T12:05:17.000000Z","2025-12-17T13:02:00.000000Z","17.12.2025",{"title":65,"slug":66},{"image":201,"image_webp":86,"thumb":202,"thumb_webp":202},"https://cdn.quasa.io/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp",68279,{"title":205,"description":206,"slug":207,"created_at":208,"publish_at":209,"formatted_created_at":210,"category":211,"links":212,"view_type":111,"video_url":86,"views":217,"likes":176,"lang":89,"comments_count":218,"is_pinned":113},"Top 5 Tips to Make More Money as a Content Creator","Content creators are one of the most desired job titles right now. Who wouldn’t want to earn a living online?","top-5-tips-to-make-more-money-as-a-content-creator","2022-01-17T17:31:51.000000Z","2026-01-17T11:30:00.000000Z","17.01.2026",{"title":19,"slug":20},{"image":213,"image_webp":214,"thumb":215,"thumb_webp":216},"https://cdn.quasa.io/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg","https://cdn.quasa.io/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.webp",42250,1,{"title":220,"description":221,"slug":222,"created_at":223,"publish_at":224,"formatted_created_at":225,"category":226,"links":227,"view_type":85,"video_url":86,"views":232,"likes":176,"lang":89,"comments_count":90,"is_pinned":113},"8 Logo Design Tips for Small Businesses","Your logo tells the story of your business and the values you stand for.","8-logo-design-tips-for-small-businesses","2021-12-04T21:59:52.000000Z","2025-05-05T03:30:00.000000Z","05.05.2025",{"title":15,"slug":16},{"image":228,"image_webp":229,"thumb":230,"thumb_webp":231},"https://cdn.quasa.io/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg","https://cdn.quasa.io/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.webp",41344,[234,235,236,237,238,239,240,241,242,243,244,245,246],{"title":23,"slug":24},{"title":47,"slug":48},{"title":55,"slug":56},{"title":43,"slug":44},{"title":51,"slug":52},{"title":31,"slug":32},{"title":35,"slug":36},{"title":27,"slug":28},{"title":19,"slug":20},{"title":15,"slug":16},{"title":58,"slug":63},{"title":11,"slug":12},{"title":65,"slug":66}]