[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"nav-categories":3,"article-fintech-trends-to-watch-in-2023":70},{"data":4},[5,37,57,64],{"name":6,"slug":7,"categories":8},"Productivity","productivity",[9,13,17,21,25,29,33],{"id":10,"title":11,"slug":12},17,"Branding","branding",{"id":14,"title":15,"slug":16},19,"Marketing","marketing",{"id":18,"title":19,"slug":20},20,"Work","work",{"id":22,"title":23,"slug":24},34,"Community","community",{"id":26,"title":27,"slug":28},21,"For newbies","for-newbies",{"id":30,"title":31,"slug":32},24,"Investment","investment",{"id":34,"title":35,"slug":36},22,"Finance","finance",{"name":38,"slug":39,"categories":40},"Tech","tech",[41,45,49,53],{"id":42,"title":43,"slug":44},28,"Technology","technology",{"id":46,"title":47,"slug":48},32,"Artificial Intelligence","artificial-intelligence",{"id":50,"title":51,"slug":52},26,"Security and protection","security-and-protection",{"id":54,"title":55,"slug":56},31,"YouTube Blog","youtube-blog",{"name":58,"slug":59,"categories":60},"News","news",[61],{"id":62,"title":58,"slug":63},18,"quasanews",{"name":65,"slug":66,"categories":67},"Business","business",[68],{"id":69,"title":65,"slug":66},16,{"post":71,"published_news":97,"popular_news":165,"categories":235},{"title":72,"description":73,"meta_title":72,"meta_description":74,"meta_keywords":75,"text":76,"slug":77,"created_at":78,"publish_at":79,"formatted_created_at":80,"category_id":34,"links":81,"view_type":86,"video_url":87,"views":88,"likes":89,"lang":90,"comments_count":89,"category":91},"Fintech Trends to Watch in 2023","Innovation is rampant in the fintech sector, to the extent that every year brings new tools and techniques to help businesses, individuals, governments, and more advance and improve their financial strategies.","Innovation is rampant in the fintech sector, to the extent that every year brings new tools and techniques to help...","Fintech Trends, business, trend, finance, technology","\u003Cp>Hello!\u003C/p>\n\n\u003Cp>In\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/17/ll-3.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"150\" src=\"https://cdn.quasa.io/photos/17/ll-3.jpeg\" width=\"300\" / alt=\"Fintech Trends to Watch in 2023\" loading=\"lazy\">\u003C/picture>novation is rampant in the \u003Ca href=\"https://quasa.io/media/why-ai-is-the-future-of-fintech\">fintech\u003C/a> sector, to the extent that every year brings new tools and techniques to help businesses, individuals, governments, and more advance and improve their financial strategies. As 2022 is drawing to a close, many invested in the development of the \u003Ca href=\"https://quasa.io/media/why-is-fintech-crashing\">fintech industry\u003C/a> are eager to learn what the New Year will bring — and experts in the field have delivered the following predictions of rising trends.\u003C/p>\n\n\u003Ch4>BNPL: Buy Now Pay Later\u003C/h4>\n\n\u003Cp>Bu\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/17/ll-2.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"150\" src=\"https://cdn.quasa.io/photos/17/ll-2.jpeg\" width=\"300\" / alt=\"Fintech Trends to Watch in 2023\" loading=\"lazy\">\u003C/picture>y Now Pay Later, or BNPL is a fintech service that makes it easier for consumers to acquire items through online shopping. Simply put, BNPL is an installment loan that divides purchases into multiple equal payments. Fintech service providers will automatically bill a customer’s debit or credit card for remaining payments until the purchase is paid in full. Almost all BNPL plans come with interest and fees, like typical loans, though the amount will vary depending on the service provider.\u003C/p>\n\n\u003Cp>Though BNPL has been available in limited capacities online for more than a decade, the service has received a significant amount of pushback from critics, who believed that offering loan options on any online purchase promotes consumerism to a dangerous degree and risks putting everyday people into financial strife.\u003C/p>\n\n\u003Cp>How\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/17/ll-4.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"176\" src=\"https://cdn.quasa.io/photos/17/ll-4.jpeg\" width=\"287\" / alt=\"Fintech Trends to Watch in 2023\" loading=\"lazy\">\u003C/picture>ever, more and more online retailers are beginning to offer BNPL options to customers, who are beginning to utilize the service with greater frequency. In the economic slowdown after the global pandemic, many consumers are coming to rely on BNPL as a means of retaining their purchasing power. Fintech organizations might consider how they can integrate BNPL into their POS offerings, and they may also consider promoting BNPL services through loyalty perks.\u003C/p>\n\n\u003Ch3>Compliance Through Regtech\u003C/h3>\n\n\u003Cp>The traditional finance industry is among the most heavily regulated industries as governments strive to keep consumers financially safe. Fintech companies have been required to comply with some existing regulations, and recently, regulatory bodies have worked to develop new regulations that apply specifically to fintech operations. The result is that fintech organizations need to be more diligent about maintaining compliance — so many have turned to regtech.\u003C/p>\n\n\u003Cp>Regtech,\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/17/ll-5.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"175\" src=\"https://cdn.quasa.io/photos/17/ll-5.jpeg\" width=\"289\" / alt=\"Fintech Trends to Watch in 2023\" loading=\"lazy\">\u003C/picture> or regulatory technology, is a sector within the fintech industry that focuses on building digital tools for managing compliance. Such tools function by monitoring key business practices, analyzing data, and creating reports, which business leaders can use to modify practices to ensure compliance. Regtech can make it easier for fintech professionals to avoid fines and other sanctions, so more fintech providers are likely to rely on regtech tools in the coming years.\u003C/p>\n\n\u003Ch3>Regulation Crowdfunding\u003C/h3>\n\n\u003Cp>Long a popular method of gathering financial resources, crowdfunding is often used by entrepreneurs in the initial stages of business development. Early adopters can support the products, services, and initiatives they believe in through small or large contributions to crowdfunding campaigns, which may reward donors with more information about the organization, exclusive merchandise, early releases, and more. However, a new type of crowdfunding called regulation crowdfunding allows companies to sell securities, which could be even more lucrative to entrepreneurs and early adopters alike.\u003C/p>\n\n\u003Cp>Re\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/17/ll-6.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"181\" src=\"https://cdn.quasa.io/photos/17/ll-6.jpeg\" width=\"279\" / alt=\"Fintech Trends to Watch in 2023\" loading=\"lazy\">\u003C/picture>gulation Crowdfunding provides all the benefits of crowdfunding to businesses with additional benefits to investors. Fintech entrepreneurs can raise up to $1 million through increments as small as $100 from backers who are likely to be more invested in company success than traditional financiers, like venture capitalists. Though not every regulation crowdfunding campaign is destined to succeed, fintech business leaders might consider this a feasible option for raising funding in the future.\u003C/p>\n\n\u003Ch3>Embedded Digital Fingerprinting\u003C/h3>\n\n\u003Cp>Accurate identification has long plagued fintech, as the anonymous nature of the internet makes it difficult for online lenders and other digital financial service providers to verify an individual’s true identity. Efficiency and effectiveness in identification are essential for analyzing loan applications and preventing financial fraud and scams. Enter: digital fingerprinting.\u003C/p>\n\n\u003Cp>The te\u003Cpicture class=\"image-align-left\">\u003Csource srcset=\"https://cdn.quasa.io/photos/17/ll-7-22dc51.webp\" type=\"image/webp\">\u003Cimg class=\"image-align-left\" height=\"197\" src=\"https://cdn.quasa.io/photos/17/ll-7-22dc51.jpeg\" width=\"256\" / alt=\"Fintech Trends to Watch in 2023\" loading=\"lazy\">\u003C/picture>rm “digital fingerprinting” applies to many different practices, but in the realm of fintech, it refers to technology that helps to identify individual users through unique device information and settings. Coupling digital fingerprinting technology with other identification tools could help fintech companies automate customer interactions and eliminate the possibility of online fraud.\u003C/p>\n\n\u003Cp>By no means are these the only trends shaping the fintech industry in 2023. Business leaders eager to learn more about the present and future of fintech should enroll in online fintech courses from one of the world’s most prestigious universities. With the right education, leaders can make the best decisions to lead their organizations to success.\u003C/p>\n\n\u003Cp>Thank you!\u003Cbr />\nJoin us on social media!\u003Cbr />\nSee you!\u003C/p>","fintech-trends-to-watch-in-2023","2023-01-28T11:09:01.000000Z","2023-01-28T13:00:00.000000Z","28.01.2023",{"image":82,"image_webp":83,"thumb":84,"thumb_webp":85},"https://cdn.quasa.io/images/news/pZhC2lxZxssPQZKU9j3Ay0nEHvNmatfvklzSvF9G.jpg","https://cdn.quasa.io/images/news/pZhC2lxZxssPQZKU9j3Ay0nEHvNmatfvklzSvF9G.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/pZhC2lxZxssPQZKU9j3Ay0nEHvNmatfvklzSvF9G.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/pZhC2lxZxssPQZKU9j3Ay0nEHvNmatfvklzSvF9G.webp","large",null,2760,0,"en",{"id":34,"title":35,"slug":36,"meta_title":92,"meta_description":93,"meta_keywords":94,"deleted_at":87,"created_at":95,"updated_at":96,"lang":90},"Quasa Media's Growth Hacking Finance Blog","Trends in financial literacy. Savings and investment options.","Finance, invest, money, rich, financial plan","2021-10-27T19:57:04.000000Z","2024-08-25T15:36:23.000000Z",[98,114,127,140,153],{"title":99,"description":100,"slug":101,"created_at":102,"publish_at":103,"formatted_created_at":104,"category":105,"links":106,"view_type":111,"video_url":87,"views":112,"likes":89,"lang":90,"comments_count":89,"is_pinned":113},"Time’s Up for SaaS: Grow Faster or Disappear","The public markets have spoken — and the verdict is brutal. In early 2026, the software sector is in freefall. The Meritech Public SaaS Index has plunged 37% since the end of Q3 2025.","time-s-up-for-saas-grow-faster-or-disappear","2026-04-17T16:42:27.000000Z","2026-04-20T09:32:00.000000Z","20.04.2026",{"title":31,"slug":32},{"image":107,"image_webp":108,"thumb":109,"thumb_webp":110},"https://cdn.quasa.io/images/news/Pgd6kFN0MEzRDCuMrQRslHnVu4QNjjMMfuhEgOWY.jpg","https://cdn.quasa.io/images/news/Pgd6kFN0MEzRDCuMrQRslHnVu4QNjjMMfuhEgOWY.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/Pgd6kFN0MEzRDCuMrQRslHnVu4QNjjMMfuhEgOWY.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/Pgd6kFN0MEzRDCuMrQRslHnVu4QNjjMMfuhEgOWY.webp","small",8,false,{"title":115,"description":116,"slug":117,"created_at":118,"publish_at":119,"formatted_created_at":104,"category":120,"links":121,"view_type":111,"video_url":87,"views":126,"likes":89,"lang":90,"comments_count":89,"is_pinned":113},"Twitter Dev Builds “Stukach-Claw” — An AI Snitch Bot That’s Already Reported 4,250 People to the IRS for Tax Jokes","A crypto trader and developer known as @camolNFT has gone viral after revealing he built an autonomous AI agent called OpenClaw (affectionately dubbed Stukach-Claw by Russian-speaking users) that actively hunts for “jokes” about tax evasion on social media and automatically files whistleblower reports with the IRS.","twitter-dev-builds-stukach-claw-an-ai-snitch-bot-that-s-already-reported-4-250-people-to-the-irs-for-tax-jokes","2026-04-17T12:09:57.000000Z","2026-04-20T06:06:00.000000Z",{"title":19,"slug":20},{"image":122,"image_webp":123,"thumb":124,"thumb_webp":125},"https://cdn.quasa.io/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.jpg","https://cdn.quasa.io/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/Bknfo3h65dH5eqJ5coCdgVsAxMYJsDIOPyZplmaX.webp",27,{"title":128,"description":129,"slug":130,"created_at":131,"publish_at":132,"formatted_created_at":104,"category":133,"links":134,"view_type":111,"video_url":87,"views":139,"likes":89,"lang":90,"comments_count":89,"is_pinned":113},"Baidu Drops ERNIE-Image: A Compact 8B Open-Source Text-to-Image Model That Tops the Charts","Baidu has just released ERNIE-Image — a new open-weight text-to-image generator that is already turning heads in the AI community.","baidu-drops-ernie-image-a-compact-8b-open-source-text-to-image-model-that-tops-the-charts","2026-04-17T11:57:35.000000Z","2026-04-20T03:44:00.000000Z",{"title":47,"slug":48},{"image":135,"image_webp":136,"thumb":137,"thumb_webp":138},"https://cdn.quasa.io/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.jpg","https://cdn.quasa.io/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/1QiOJcmqi34aQvnRfCwi97GmGUD4JPEukbjf4csU.webp",41,{"title":141,"description":142,"slug":143,"created_at":144,"publish_at":144,"formatted_created_at":145,"category":146,"links":147,"view_type":111,"video_url":87,"views":152,"likes":89,"lang":90,"comments_count":89,"is_pinned":113},"Cloudflare Just Made Email a First-Class Citizen for AI Agents — And Traditional Email Services Are Feeling It","On April 17, 2026, Cloudflare quietly turned a long-standing dream into reality: it moved Email Service into public beta and added full Email Sending alongside the years-old Email Routing.","cloudflare-just-made-email-a-first-class-citizen-for-ai-agents-and-traditional-email-services-are-feeling-it","2026-04-19T18:41:05.000000Z","19.04.2026",{"title":43,"slug":44},{"image":148,"image_webp":149,"thumb":150,"thumb_webp":151},"https://cdn.quasa.io/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.jpg","https://cdn.quasa.io/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/BL8rqDdPh380Xfk5TP00aXBFWdOVXI5BUQ1TuSaC.webp",90,{"title":154,"description":155,"slug":156,"created_at":157,"publish_at":157,"formatted_created_at":145,"category":158,"links":159,"view_type":111,"video_url":87,"views":164,"likes":89,"lang":90,"comments_count":89,"is_pinned":113},"Mozilla Nails It: Thunderbolt Brings “ChatGPT at Home” to the Enterprise — Without Vendor Lock-In","While OpenAI and Anthropic race to sell their proprietary AI platforms to big corporations, Mozilla’s subsidiary MZLA Technologies has taken a very different route.","mozilla-nails-it-thunderbolt-brings-chatgpt-at-home-to-the-enterprise-without-vendor-lock-in","2026-04-19T15:37:27.000000Z",{"title":58,"slug":63},{"image":160,"image_webp":161,"thumb":162,"thumb_webp":163},"https://cdn.quasa.io/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.jpg","https://cdn.quasa.io/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/qaAODXSpJy6qpJc0eO9DQ2Y6ccJR1tlL5i3mN0kV.webp",106,[166,179,194,206,221],{"title":167,"description":168,"slug":169,"created_at":170,"publish_at":171,"formatted_created_at":172,"category":173,"links":174,"view_type":111,"video_url":87,"views":177,"likes":178,"lang":90,"comments_count":89,"is_pinned":113},"The Anatomy of an Entrepreneur","Entrepreneur is a French word that means an enterpriser. Enterprisers are people who undertake a business or enterprise with the chance of earning profits or suffering from loss.","the-anatomy-of-an-entrepreneur","2021-08-04T15:18:21.000000Z","2025-12-14T06:09:00.000000Z","14.12.2025",{"title":65,"slug":66},{"image":175,"image_webp":87,"thumb":176,"thumb_webp":176},"https://cdn.quasa.io/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/mVsXPTMuHZuI7UXCsENgL1Qwp1uSOf7Rz3uVPMfm.webp",70904,2,{"title":180,"description":181,"slug":182,"created_at":183,"publish_at":184,"formatted_created_at":185,"category":186,"links":187,"view_type":86,"video_url":87,"views":192,"likes":193,"lang":90,"comments_count":89,"is_pinned":113},"Advertising on QUASA","QUASA MEDIA is read by more than 400 thousand people a month. We offer to place your article, add a link or order the writing of an article for publication.","advertising-on-quasa","2022-07-06T07:33:02.000000Z","2025-12-15T17:33:02.000000Z","15.12.2025",{"title":58,"slug":63},{"image":188,"image_webp":189,"thumb":190,"thumb_webp":191},"https://cdn.quasa.io/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","https://cdn.quasa.io/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/45SvmdsTQbiyc3nxgbyHY1mpVbisYyub2BCHjqBL.webp",70669,4,{"title":195,"description":196,"slug":197,"created_at":198,"publish_at":199,"formatted_created_at":200,"category":201,"links":202,"view_type":111,"video_url":87,"views":205,"likes":193,"lang":90,"comments_count":89,"is_pinned":113},"What is a Startup?","A startup is not a new company, not a tech company, nor a new tech company. You can be a new tech company, if your goal is not to grow high and fast; then, you are not a startup. ","what-is-a-startup","2021-08-04T12:05:17.000000Z","2025-12-17T13:02:00.000000Z","17.12.2025",{"title":65,"slug":66},{"image":203,"image_webp":87,"thumb":204,"thumb_webp":204},"https://cdn.quasa.io/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/EOsQhSW3VXyG7a6NPdE1oZd00xfJXe3bjY5aJGb7.webp",68299,{"title":207,"description":208,"slug":209,"created_at":210,"publish_at":211,"formatted_created_at":212,"category":213,"links":214,"view_type":111,"video_url":87,"views":219,"likes":178,"lang":90,"comments_count":220,"is_pinned":113},"Top 5 Tips to Make More Money as a Content Creator","Content creators are one of the most desired job titles right now. Who wouldn’t want to earn a living online?","top-5-tips-to-make-more-money-as-a-content-creator","2022-01-17T17:31:51.000000Z","2026-01-17T11:30:00.000000Z","17.01.2026",{"title":19,"slug":20},{"image":215,"image_webp":216,"thumb":217,"thumb_webp":218},"https://cdn.quasa.io/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg","https://cdn.quasa.io/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/gP8kiumBPpJmQv6SMieXiX1tDetx43VwFfO1P4Ca.webp",42268,1,{"title":222,"description":223,"slug":224,"created_at":225,"publish_at":226,"formatted_created_at":227,"category":228,"links":229,"view_type":86,"video_url":87,"views":234,"likes":178,"lang":90,"comments_count":89,"is_pinned":113},"8 Logo Design Tips for Small Businesses","Your logo tells the story of your business and the values you stand for.","8-logo-design-tips-for-small-businesses","2021-12-04T21:59:52.000000Z","2025-05-05T03:30:00.000000Z","05.05.2025",{"title":15,"slug":16},{"image":230,"image_webp":231,"thumb":232,"thumb_webp":233},"https://cdn.quasa.io/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg","https://cdn.quasa.io/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.webp","https://cdn.quasa.io/thumbs/news-thumb/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.jpg","https://cdn.quasa.io/thumbs/news-thumb/images/news/Wbx2NtS1CnTupgoQbpFMGspJ5jm4uob2hDOq33r0.webp",41362,[236,237,238,239,240,241,242,243,244,245,246,247,248],{"title":23,"slug":24},{"title":47,"slug":48},{"title":55,"slug":56},{"title":43,"slug":44},{"title":51,"slug":52},{"title":31,"slug":32},{"title":35,"slug":36},{"title":27,"slug":28},{"title":19,"slug":20},{"title":15,"slug":16},{"title":58,"slug":63},{"title":11,"slug":12},{"title":65,"slug":66}]